451–460 of 799 posts
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I believe they do not bring work laptop. A separation is a separation.
Travel doesn’t always mean vacation, or work. For me, it’s rarely only one.
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Why does everyone absolutely need insurance? Nowadays insurance costs upto 5000$/month with high deductibles and plenty of bureaucracy and paperwork. I have decided to not get any insurance and negociate directly with healthcare provider (They almost all give you huge discount if you pay cash so they don't have to deal with the insurance backdoor deals). If you FIRE anyways, you should really consider medical tourism…
I’m with you but my partner doesn’t really agree so here I am paying the $40k/yr.
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I guess from my perspective there are even more dire problems in the US that I'm surprised people accept. But it seems they don't know, or care, or know that they should care. Perhaps it's the lack of proper authoritarian regime in the US' past that drives this. I believe the temporal proximity of such makes people aware of, and angry against, the many traps that such systems leave in their "law", so you can be impri…
Most people need to work to support themselves so it's quite inconvenient to single-handedly solve all of the problems in the US. Suggesting people simply don't know or care is very naive.
I don't work for Meta, but how many more years do I need to work in tech? I'm in my 40s and my kids are young. I've already set up 529s for them, and am paying for some expensive home upgrades. Maybe when that is finished and I've built up a buffer I can switch industries for the last 5-10 years of my working life. Curious if anyone here has any similar plans.
I see all this complaining from people in big tech nowadays, but I can't help but wonder, why act like the industry is just big tech? There are so many small companies, research groups etc that can pay a livable wage (just not as exuberant as big tech) without the ethical scruples, while still posing challenging technical problems.
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I retired last year at 38. I live off 4% of my investments and I get to travel around to different countries every 6 months. The key is budgeting and living a not so extravagant lifestyle. Figure out how much you need per year and multiply it by 25. That's your FIRE number, what you need in an investment portfolio with a return of 10% per year on average. Then live off 4% for the rest of your life.
Do you live in a city? That's my number one concern. I don't need a lot of luxury but living in a major cosmopolitan city is a non-negotiable for me.
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Already did it. Own a coffee shop now. I still do some tech work, but it's mostly for my own use.
Does it make a profit? I looked into it but the startup and running costs means I would have to sell more than 100 pretty expensive coffees per day just to break even.
It takes time to ramp up, but 100 orders a day is nothing. We do more than that in an inexpensive suburban strip mall. You can easily get into the hundreds in a high traffic location.
The key is to develop a base of regulars. Even a couple hundred of them is enough to keep the lights on.
We are open from 7:30-3 and do about $50k/mo. Work is like being at a party all day and cleaning up at the end. It’s the same people all the time so you’re basically hanging out and chatting with them all day.
I don't work for Meta, but how many more years do I need to work in tech? I'm in my 40s and my kids are young. I've already set up 529s for them, and am paying for some expensive home upgrades. Maybe when that is finished and I've built up a buffer I can switch industries for the last 5-10 years of my working life. Curious if anyone here has any similar plans.
I'm curious what industries are you going to switch to, and it is just to get like healthcare, or soemthing... I've been contemplating the same. Saved my whole life. But I still don't feel like I have enough saved for a long retirement (i'm in US, and not planning on moving abroad for cost of living improvements, like you hear so many people around here tout).
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I think we need to unionize, across companies. We need to be able to block stuff like this, and to be able to demand that you can’t lay off someone to replace them with AI (bringing US workers rights up to the bar set by China). We also need to be able to hold our leadership to some kind of code of ethics. I don’t want to work for a company that makes kill bots, or can renege on climate pledges.
> can’t lay off someone to replace them with AI This measure would either be toothless or it would make it impossible for the most toxic (non-criminal) team members to be fired.