41–50 of 727 posts
Why do you think sms "2fa" is suddenly so popular with banks and other fintechs, despite things like passkeys and u2f, you know things that _actually_ prevent people from breaking into accounts, have existed forever?
Passkeys are pretty new - most the major platforms didn't gain support until 2023.
Earlier quoted context omitted.
You can always move to new town and start again. The problem with all these social credit systems is that they're designed to follow you wherever you go forever. There is also zero recourse if a mistake was made; at least you can try and smooth things over with a bartender.
> You can always move to new town and start again. Contra: "Wherever you go, there you are." (i.e., you don't stop being an asshole just because you move.)
Why do you think sms "2fa" is suddenly so popular with banks and other fintechs, despite things like passkeys and u2f, you know things that _actually_ prevent people from breaking into accounts, have existed forever?
Passkeys are pretty new - most the major platforms didn't gain support until 2023.
No there is a major difference when social credit is centralized to a single authority , and people cannot use the law to protect from that authority. otherwise, people have always judged each other with any way they could
The western system creates an illusion of choice, which those in power have found ways to manipulate. It has become merely a convenient tool for them to exploit the rest of the population, while the "free market" and "democracy" keep them oblivious to it.
But whatever people like me say, it will be too hard for most of you to accept the reality.
No there is a major difference when social credit is centralized to a single authority , and people cannot use the law to protect from that authority. otherwise, people have always judged each other with any way they could
> Here's what's actually happening. As of 2024, there's still no nationwide social credit score in China. Most private scoring systems have been shut down, and local government pilots have largely ended. It’s mainly a fragmented collection of regulatory compliance tools, mostly focused on financial behavior and business oversight. While well over 33 million businesses have been scored under corporate social credit systems, individual scoring remains limited to small pilot cities like Rongcheng. Even there, scoring systems have had "very limited impact" since they've never been elevated to provincial or national levels.
Compare that to the situation with, say, credit scores in the US --- wholly run by an oligopoly of three private companies, but fully ingrained into how personal finances work here. At least a publicly run credit score would be held accountable, however indirectly, to voters and the law; and its safety might be treated as a matter of national security, rather than having Equifax and Experian leaking data like clockwork.
Earlier quoted context omitted.
> You can always move to new town and start again. Contra: "Wherever you go, there you are." (i.e., you don't stop being an asshole just because you move.)
Of course, you are exactly the same person you were in your 20s and didn't improve one bit. Did you make mistakes? Too bad. That's you forever. Learning from mistakes is impossible.
No there is a major difference when social credit is centralized to a single authority , and people cannot use the law to protect from that authority. otherwise, people have always judged each other with any way they could
There was a comment that appeared for a few minutes before getting deleted, that vaguely lined up with what I wanted to say. It didn't reappear, so I'll just repost it: >real life also has social credit. were you an asshole to the bartender last week? that goes to your reputation at that bar. did you volunteer with a local non-profit? that goes to your reputation with that organization. even without an algorithm, peo…
You can always move to new town and start again. The problem with all these social credit systems is that they're designed to follow you wherever you go forever. There is also zero recourse if a mistake was made; at least you can try and smooth things over with a bartender.