Why not just a simple spreadsheet of salaries? • Hacker News Board

Re: Why not just a simple spreadsheet of salaries?

#381

Post by ksenzee » Thu, Mar 24, 2016, 5:45 PM UTC

marvin wrote: post #380

ksenzee wrote: post #356

Earlier quoted context omitted.

The fact that this comment was downvoted with no reply is an excellent example of the unfriendliness I'm describing.

Thanks for your kind words, I'm glad I'm not the only one that's seeing this problem. I did get lots of upvotes for a comment on the "post your typical HN headline" thread a year ago, to which I sarcastically replied "Why we have a gender problem in tech [flagged]". So at least a proportion of HN users care about this. I'm not even a feminist; in fact I'm vehemently in favor of equal treatment and opportunities but a…

I agree that a sizable proportion of HN users care about this stuff. It seems to be the people who check the site less often. Usually the downvotes come right away, and the long tail of upvotes comes later.

And yes, it is incredibly annoying. I would very much prefer to be talking about dependencies and package (mis)management or whatever. If the gender equality issues would go away I would be quite glad to never mention them again.

Re: Why not just a simple spreadsheet of salaries?

#382

Post by cookiecaper » Thu, Mar 24, 2016, 9:39 PM UTC

elgenie wrote: post #286

toomanybeersies wrote: post #265

Earlier quoted context omitted.

I came to the realisation the other day that I really don't care about free lunch, or free Red Bull, or any of those freebies. They're not really free, because that money could be otherwise used to pay you. I'd rather get money that I could then spend on lunch, than get free lunch.

"I'd rather get money that I could then spend on lunch, than get free lunch." In the US, free lunch at work is not considered income for the purposes of taxation [1], but salary that you'd be using towards lunch would be taxed. So, if you eat lunch at work either way, you're going to be getting about 1⅔ as much lunch in-kind as opposed to in salary (assuming marginal 40% state+federal tax). And that's setting aside t…

>assuming marginal 40% state+federal tax

Very few people in the US pay that.

Re: Why not just a simple spreadsheet of salaries?

#383

Post by wrsh07 » Mon, Mar 28, 2016, 9:27 PM UTC

jrockway wrote: post #371

wrsh07 wrote: post #362

Earlier quoted context omitted.

Seems like you should be able to get something decent for $800,000 [which matches up with my understanding of what a 1br costs on UWS]. http://streeteasy.com/for-sale/nyc/type:D1,P1%7Cprice:700000... Note, I could be wrong. These could be the worst places you're talking about. But it seems like there are at least a few around 800k, and the housing market moves fast [so you'll see lots of options if you look for a cou…

So, to buy a co-op for $800,000 you need: 20% down: $160,000 24 months mortgage in the bank: $68,000 24 months maintenance/property tax in the bank: $36,000 For a total of $264,000 not including closing costs. I don't have $264,000 lying around at this precise moment. $600,000 is my real budget. $700,000 is for searching and getting an idea of "what if I wait another year and save up some more money". All in all I'm…

Agreed :/

Housing sucks.

But to nit; I believe a coop is only 10% down (condos are 20%. Either way it doesn't really change your math). And I'm still years from being able to buy a place in NYC, so sigh

Re: Why not just a simple spreadsheet of salaries?

#384

Post by nemo44x » Mon, Apr 11, 2016, 4:12 PM UTC

wrsh07 wrote: post #383

jrockway wrote: post #371

Earlier quoted context omitted.

So, to buy a co-op for $800,000 you need: 20% down: $160,000 24 months mortgage in the bank: $68,000 24 months maintenance/property tax in the bank: $36,000 For a total of $264,000 not including closing costs. I don't have $264,000 lying around at this precise moment. $600,000 is my real budget. $700,000 is for searching and getting an idea of "what if I wait another year and save up some more money". All in all I'm…

Agreed :/ Housing sucks. But to nit; I believe a coop is only 10% down (condos are 20%. Either way it doesn't really change your math). And I'm still years from being able to buy a place in NYC, so sigh

You will never find a co-op that lets you be a member at 10%. 20% is the minimum I've seen and usually you're looking at 25% or 30%. And there's a chance someone with all cash will simply be a better fit for them.

Please find me a Co-Op in NYC that lets you in with 10%.