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Why not just a simple spreadsheet of salaries?

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Re: Why not just a simple spreadsheet of salaries?

#371

Post by jrockway »

wrsh07 wrote: post #362
jrockway wrote: post #219

Earlier quoted context omitted.

Have to agree. I grew up in Chicago and moved to New York about 4 years ago. My W2 income in NYC is about 3x higher than it was in Chicago, though I am better at my job now than I was then so it's not all a cost-of-living adjustment. Anyway, I've begun the house search in New York City. I'm looking for a 1 bedroom apartment, in some place like Brooklyn Heights, Carrol Gardens, Gowanus, etc. Not Midtown Manhattan or T…

Seems like you should be able to get something decent for $800,000 [which matches up with my understanding of what a 1br costs on UWS]. http://streeteasy.com/for-sale/nyc/type:D1,P1%7Cprice:700000... Note, I could be wrong. These could be the worst places you're talking about. But it seems like there are at least a few around 800k, and the housing market moves fast [so you'll see lots of options if you look for a cou…

So, to buy a co-op for $800,000 you need:

20% down: $160,000 24 months mortgage in the bank: $68,000 24 months maintenance/property tax in the bank: $36,000

For a total of $264,000 not including closing costs. I don't have $264,000 lying around at this precise moment.

$600,000 is my real budget. $700,000 is for searching and getting an idea of "what if I wait another year and save up some more money".

All in all I'm not that excited. My apartment that I rent for $2500/month is way better than any of those places that turn up. And by "way better", I mean "still an embarrassment compared to the house I grew up in when I was a kid, that cost less than the down payment for a studio in Brooklyn". I don't even have a microwave.

Re: Why not just a simple spreadsheet of salaries?

#372

Post by LOLFEGGET »

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Re: Why not just a simple spreadsheet of salaries?

#373

Post by LOLFEGGET »

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Re: Why not just a simple spreadsheet of salaries?

#374

Post by jon-wood »

jschwartzi wrote: post #345
rickyc091 wrote: post #338

Earlier quoted context omitted.

The issue is more people don't even use up the vacation days. People in the states are workaholics. It's competitive, there's the fear of losing their jobs if they are out of the office for too long.

Vacations cost money.

Like pnt12 I don't use much of my holiday time for traditional holidays, but I do tend to take the time off. Some of it will go on simply needing to do things like take my son to a doctor's appointment or other errands, but I've also taken time off to move house, play a new game on release day, and once I took a week off to make some progress on a side project. Having a decent amount of holiday time is great for that sort of thing.

Re: Why not just a simple spreadsheet of salaries?

#375

Post by nemo44x »

jrockway wrote: post #371
wrsh07 wrote: post #362

Earlier quoted context omitted.

Seems like you should be able to get something decent for $800,000 [which matches up with my understanding of what a 1br costs on UWS]. http://streeteasy.com/for-sale/nyc/type:D1,P1%7Cprice:700000... Note, I could be wrong. These could be the worst places you're talking about. But it seems like there are at least a few around 800k, and the housing market moves fast [so you'll see lots of options if you look for a cou…

So, to buy a co-op for $800,000 you need: 20% down: $160,000 24 months mortgage in the bank: $68,000 24 months maintenance/property tax in the bank: $36,000 For a total of $264,000 not including closing costs. I don't have $264,000 lying around at this precise moment. $600,000 is my real budget. $700,000 is for searching and getting an idea of "what if I wait another year and save up some more money". All in all I'm…

Not to mention even if you have every lined up you can still get rejected by the co-op board and they don't have to give a reason. They go through all your personal details and it's a bit odd living with a bunch of people who know everything about you but you're not able to learn anything about them.

20% down is usually the bottom. A lot of places want 25% or 30% down and there's also a chance you're going against someone with 100% cash and the board will pick them nearly every time.

Lastly, if you're using every dime you have so you get a mortgage well over 500k that may be a bad choice. The opportunity cost of tying that much cash up into a mortgage is a lot of risk (all your net worth in 1 investment) and you're unable to use that cash to make other investments and leverage them if need be.

Re: Why not just a simple spreadsheet of salaries?

#377

Post by jrockway »

nemo44x wrote: post #375
jrockway wrote: post #371

Earlier quoted context omitted.

So, to buy a co-op for $800,000 you need: 20% down: $160,000 24 months mortgage in the bank: $68,000 24 months maintenance/property tax in the bank: $36,000 For a total of $264,000 not including closing costs. I don't have $264,000 lying around at this precise moment. $600,000 is my real budget. $700,000 is for searching and getting an idea of "what if I wait another year and save up some more money". All in all I'm…

Not to mention even if you have every lined up you can still get rejected by the co-op board and they don't have to give a reason. They go through all your personal details and it's a bit odd living with a bunch of people who know everything about you but you're not able to learn anything about them. 20% down is usually the bottom. A lot of places want 25% or 30% down and there's also a chance you're going against so…

Indeed.

I don't look at real-estate as an investment, but rather as a sunk cost. I need somewhere to live, I want to screw around with walls and plumbing fixtures when I feel like it, owning seems like the right option.

Of course you don't actually own your co-op, you just own shares in a company that actually owns your property.

Re: Why not just a simple spreadsheet of salaries?

#378

Post by newjersey »

smithgeek wrote: post #150
e40 wrote: post #133

Earlier quoted context omitted.

Agreed! This myopic focus on salary numbers is disheartening. I'd add to the above: * culture It's related to "expected work hours per week" but tells so much more and is probably the single largest contributor to whether or not you'll like working there.

I started a survey site to try and capture some of the non compensation type of information that developers might be interested in, thinking that glassdoor really took care of the monetary type of stuff. http://codehappy.info

This is a little off topic but Thank you for supporting HTTPS. I am glad to see that

https://codehappy.info/ works just fine. (:

Re: Why not just a simple spreadsheet of salaries?

#379

Post by smithgeek »

newjersey wrote: post #378
smithgeek wrote: post #150

Earlier quoted context omitted.

I started a survey site to try and capture some of the non compensation type of information that developers might be interested in, thinking that glassdoor really took care of the monetary type of stuff. http://codehappy.info

This is a little off topic but Thank you for supporting HTTPS. I am glad to see that https://codehappy.info/ works just fine. (:

Yeah, it's not that much extra work so it seems like something that should just always be done. Plus once you start messing around with any kind of authentication it seems irresponsible not to support it.

Re: Why not just a simple spreadsheet of salaries?

#380

Post by marvin »

ksenzee wrote: post #356
marvin wrote: post #326

Earlier quoted context omitted.

Not intending to talk down your comment, but some of the most annoying gender-topic discussions I see on HN are the ones of the variety "there is no gender problem in tech/on HN/online". And there's plenty of those, including flagging/deletion of threads that bring up a legitimate discussion or an under-discussed perspective of this.

The fact that this comment was downvoted with no reply is an excellent example of the unfriendliness I'm describing.

Thanks for your kind words, I'm glad I'm not the only one that's seeing this problem. I did get lots of upvotes for a comment on the "post your typical HN headline" thread a year ago, to which I sarcastically replied "Why we have a gender problem in tech [flagged]". So at least a proportion of HN users care about this.

I'm not even a feminist; in fact I'm vehemently in favor of equal treatment and opportunities but against special treatment except maybe if it's a strictly temporary measure. But at the risk of using feminist rhetoric, it's almost as if there's an invisible wall that prevents these issues being seriously treated. It's incredibly annoying. Maybe it's a US thing, I see less of it at home in Scandinavia. Europe in general is either-or, I guess.

We have our share of gender discrimination problems (going in both directions), but this particular variety seems less prevalent. I really hope this gets better over time, or that there are good ways to avoid the problem. Must be annoying to deal with when you only want to do a good job and participate on equal terms in the community.

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