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The Vietnam government has banned rooted phones from using any banking app

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Re: The Vietnam government has banned rooted phones from using any banking app

#311

Earlier quoted context omitted.

As I mentioned in another post: By 2026, you'll need two phones. My current setup: 1) An unmodified iPhone SE (2022 model) with OS support until 2032. This runs all my authentication, banking, health, etc. It is in airplane mode 99% of the time unless I need it. 2) The second is a Pixel 9a with Graphene OS for daily use, routing and internet access. This is expensive, but I found it to be the only viable solution to…

Do you guys wear cargo pants to carry all these extra devices or are belt clips coming back into style? If I could get away with carrying a tiny device again instead of lugging around a brick I would, but the world has made it as inconvenient as possible not to. A BlackBerry from 15 years ago weighed just over 100g and did 80% of what your modern-day pocket computer can.

When a bank eventually requires a more recent phone to work, they will carry three phones, one for that one bank, one more for the rest of the banks, and a personal one.

Then they might move somewhere else with different banks and different hardware requirements, they will carry 5 phones.

Re: The Vietnam government has banned rooted phones from using any banking app

#312
post #84

Google is to blame, they're abusing device security by preloading their unremovable spyware with elevated privileges.. people then want to remove it but then find themselves unable to use banking apps because of this. I'm not against having a separate secure phone to use with banking apps, but that phone must be designed for security, not for Google's ad driven business model..

Your words can be reasonably interpreted as "that phone must be an iPhone"; did you actually mean this?

Re: The Vietnam government has banned rooted phones from using any banking app

#314
post #68

Earlier quoted context omitted.

Claim you don't have a phone, and they'll find a solution.

What is that supposed to accomplish? The service providers that require a phone will require one whether you have one or not.

We need to act now, while there are still service providers that don't require a phone. If my bank said they wouldn't do business with me unless I used a phone and an app, I would immediately take my business and all my accounts to a different bank. Banks have no moat. You can pretty easily move accounts to a different one or to a credit union who won't abuse you.

Re: The Vietnam government has banned rooted phones from using any banking app

#315

1. Don't people on HN realize Vietnam is a single party authoritarian state with a very active secret police (MPS/BCA)? 2. Vietnam has been in the process of rolling out national biometric identification for years now as part of the VNeID [0] project, and unifying that with banking and mobile phone identification is an important part of that such as with the recent FPT Telecom announcement [1]. The aim is to turn VNe…

[flagged]

Re: The Vietnam government has banned rooted phones from using any banking app

#316

The biggest "evil" that has been committed (and is still being committed) against computing has been normalizing this idea of not having root access to a device you supposedly own. That having root access to your computer, and therefore being the ultimate authority over what gets run on it, is bad or risky or dangerous. That "sideloading" is weird and needs a separate name, and is not the normal case of simply loadin…

And a full on fight against ownership of stuff you paid, right to repair something you own with your own money, and general computing access.

Re: The Vietnam government has banned rooted phones from using any banking app

#317

Earlier quoted context omitted.

What is that supposed to accomplish? The service providers that require a phone will require one whether you have one or not.

We need to act now, while there are still service providers that don't require a phone. If my bank said they wouldn't do business with me unless I used a phone and an app, I would immediately take my business and all my accounts to a different bank. Banks have no moat. You can pretty easily move accounts to a different one or to a credit union who won't abuse you.

You and the four other people who might do this are just delaying the inevitable.

Re: The Vietnam government has banned rooted phones from using any banking app

#319

So, if you cannot cryptographically prove to a remote server that your device is running essentially unmodified, vendor-signed software, you are locked out of the economy? The irrefutable part here is that the security model works. Locking down the bootloader and enforcing TEE signatures does stop malware. But it also kills user agency. We are moving to a model where the user is considered the adversary on their own…

As I mentioned in another post: By 2026, you'll need two phones. My current setup: 1) An unmodified iPhone SE (2022 model) with OS support until 2032. This runs all my authentication, banking, health, etc. It is in airplane mode 99% of the time unless I need it. 2) The second is a Pixel 9a with Graphene OS for daily use, routing and internet access. This is expensive, but I found it to be the only viable solution to…

[deleted]

Re: The Vietnam government has banned rooted phones from using any banking app

#320

So, if you cannot cryptographically prove to a remote server that your device is running essentially unmodified, vendor-signed software, you are locked out of the economy? The irrefutable part here is that the security model works. Locking down the bootloader and enforcing TEE signatures does stop malware. But it also kills user agency. We are moving to a model where the user is considered the adversary on their own…

As I mentioned in another post: By 2026, you'll need two phones. My current setup: 1) An unmodified iPhone SE (2022 model) with OS support until 2032. This runs all my authentication, banking, health, etc. It is in airplane mode 99% of the time unless I need it. 2) The second is a Pixel 9a with Graphene OS for daily use, routing and internet access. This is expensive, but I found it to be the only viable solution to…

Many of us would need the unmodified one to have a working SIM because a lot of those providers require SMS in their auth flow. Expensive for many of us. For me it'll mean I have to do these things on a computer. Until they come for that one too of course.
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