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ChatGPT broke the EU plan to regulate AI

politico.eu

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Re: ChatGPT broke the EU plan to regulate AI

#301

Post by sokoloff »

bigDinosaur wrote: post #172
dogma1138 wrote: post #167

Earlier quoted context omitted.

People haven’t been making loan decisions for decades in the EU as well. You put numbers into a computer and what comes out is either an approval with a rate or a decline. No bank EU or not has people manually approving loans.

'Black box' doesn't mean 'numbers in a computer', it means 'nobody can explain to me precisely why I was rejected'. A score calculated from an obvious formula is fine (regulations permitting) since you (or a regulator or court or the institution) can establish precisely why you were rejected. A black box system is one in which this cannot be established by any person. This is obviously bad for both legal and moral re…

By that definition, hiring and dating appear to be black boxes.

Re: ChatGPT broke the EU plan to regulate AI

#302

Post by LelouBil »

karmasimida wrote: post #297
Mashimo wrote: post #276

Earlier quoted context omitted.

If the EU makes a law that companies or public institutions can't use (or limit the use) for AI in recruitment, administration of justice or social scoring, they will just outsource it to the US? And suddenly they are allowed to do it? I have my doubts. They risk risk up to 30 Million EUR or 6% of global revenue in penalties.

EU can ban generative AI if they want, and they might as well give up their place in this new wave of generative AI, which in reality, counting on EU's past records, they could and might go there, but it is stupid and suicidal regardless. But they CAN'T control it. You can't have cake and eat it. Eventually the technology will become so pervasive, that your ever query might go to a service that calls a service that c…

They aren't *banning* generative AI.

They are making sure you can't say "the AI chose so" when a client asks you why they were rejected for a loan or something similar.

Re: ChatGPT broke the EU plan to regulate AI

#303

Post by forgotusername6 »

lm28469 wrote: post #283
forgotusername6 wrote: post #239

Earlier quoted context omitted.

This is not the interpretation I've been told. All stored things i.e. cookies, local storage, tracking jpegs etc must be described to the user and have an opt out.

> tracking jpegs tracking pixel ? Are you sure you know what you're talking about ?

Apologies for misremembering the term. My site does not use them, but it was in a list of things that we had to report if we did use them

Re: ChatGPT broke the EU plan to regulate AI

#304

Post by MagicMoonlight »

Sai_ wrote: post #282

All I ever hear about the EU and tech is in the context of regulating something or another, don’t remember the last time they loosened a rule or two to make innovation easier.

I’m not sure anyone really wants lead in the water again

Re: ChatGPT broke the EU plan to regulate AI

#305

Post by joenot443 »

lm28469 wrote: post #280
user249 wrote: post #4

Good. Thanks to the EU I have to click "cookie question" every where I go. Thanks guys for wasting the limited time I have in life.

You should try working in an international company, on the Europe side, and communicate with the US side. You'll quickly learn that what the EU does is very very very good for privacy, I have contacts in a major company and they were shocked at how the US branch operates, they have absolutely no sense of privacy, no anonymisation, no limitation on what is stored or tracked, no consent, &c. they just scrape and store…

There are lots of people, myself included, who are aware of how much data big tech has already cultivated on us and don’t give a damn if at this point BBC or Mike’s Bike Blog get in on the action too. Really we just wanted to read our article and not be interrupted, so we can go back to what matters more: anything not on the computer.

I’ve never felt protected or assisted by the cookie banners, just annoyed and inconvenienced.

Re: ChatGPT broke the EU plan to regulate AI

#306

Post by endless1234 »

Ekaros wrote: post #286
KyeRussell wrote: post #140

Earlier quoted context omitted.

Yup. Until recently, Australia only had negative event reporting. Still, you’d regularly have kids that had been brainwashed by US-centric personal finance gurus (and American media more generally) asking how they could boost their “credit score”. Fully willing to sign up for and use credit cards as an 18-year-old student to juice some system they had been led to believe existed in the first place.

I think in Finland having too many credit lines would actually hurt you with loans. However well you have handled those. As important factor is total amount of loans or capacity to get them.

Yeah, amount of credit cards & the total available credit limit is used as a negative signal when applying for a loan. But I think you'd have to have some completely silly amount for it to _really_ affect the outcome. You can easily show that you've not used the cards, for example. If you have 10 credit cards which you use constantly, it would affect your ability to get a loan. To me this makes sense, but of course, it's what I'm used to.

Re: ChatGPT broke the EU plan to regulate AI

#307

Post by Veen »

usrbinbash wrote: post #261
nektro wrote: post #206

Earlier quoted context omitted.

> It's not the AI that's the issue, it's the use of it that's the problem. this is exactly what people against gun control say

a) The use of guns cannot be regulated effectively without physically removing guns from a society. b) One of the first and foremost items on gun-regulation todo-lists is to get rid of the kind of guns with the specific use-case of making killing people as easy as possible, aka. miltary weapons, automated weapons, easily concealed weapons, etc. So the regulations against guns are already targeting use-cases. c) Physi…

> The use of guns cannot be regulated effectively without physically removing guns from a society.

Isn't that like saying theft cannot be regulated effectively without removing the things people want to steal from society? The goal is not perfect gun control, but reducing access to guns and thereby reducing the crime and harm that stems from gun ownership. So it being illegal to own X doesn't mean no one will own and use X, but that fewer people will and law enforcement will be able act against those who do.

Re: ChatGPT broke the EU plan to regulate AI

#308

Post by Mashimo »

karmasimida wrote: post #297
Mashimo wrote: post #276

Earlier quoted context omitted.

If the EU makes a law that companies or public institutions can't use (or limit the use) for AI in recruitment, administration of justice or social scoring, they will just outsource it to the US? And suddenly they are allowed to do it? I have my doubts. They risk risk up to 30 Million EUR or 6% of global revenue in penalties.

EU can ban generative AI if they want, and they might as well give up their place in this new wave of generative AI, which in reality, counting on EU's past records, they could and might go there, but it is stupid and suicidal regardless. But they CAN'T control it. You can't have cake and eat it. Eventually the technology will become so pervasive, that your ever query might go to a service that calls a service that c…

You think in foreseeable future we are unable to develop a credit system that does not call an AI API?

I dont' know, those systems seems rather closed. I have my doubts.

We have rules against discrimination of gender. Just as an example. Those work without looking into every API call.

Re: ChatGPT broke the EU plan to regulate AI

#309

Post by lm28469 »

joenot443 wrote: post #305
lm28469 wrote: post #280

Earlier quoted context omitted.

You should try working in an international company, on the Europe side, and communicate with the US side. You'll quickly learn that what the EU does is very very very good for privacy, I have contacts in a major company and they were shocked at how the US branch operates, they have absolutely no sense of privacy, no anonymisation, no limitation on what is stored or tracked, no consent, &c. they just scrape and store…

There are lots of people, myself included, who are aware of how much data big tech has already cultivated on us and don’t give a damn if at this point BBC or Mike’s Bike Blog get in on the action too. Really we just wanted to read our article and not be interrupted, so we can go back to what matters more: anything not on the computer. I’ve never felt protected or assisted by the cookie banners, just annoyed and incon…

Well good things laws aren't based on your feelings. I also hate putting my seatbelt on and I'd like yo enjoy real life instead of spending so much time clicking the damn belt

With the 0.1s it takes to click on a banner I'm sure you're fine. Most people probably visit less than 50 different websites per month, so at most that would be 50s per months, minus the banners you already clicked on, for which your browser already saved your choice (Unless you use incognito, but why would you do that, it's only for people who have something to hide right ? regular people just accept all data collection right ?)

Re: ChatGPT broke the EU plan to regulate AI

#310

Post by Ekaros »

endless1234 wrote: post #306
Ekaros wrote: post #286

Earlier quoted context omitted.

I think in Finland having too many credit lines would actually hurt you with loans. However well you have handled those. As important factor is total amount of loans or capacity to get them.

Yeah, amount of credit cards & the total available credit limit is used as a negative signal when applying for a loan. But I think you'd have to have some completely silly amount for it to _really_ affect the outcome. You can easily show that you've not used the cards, for example. If you have 10 credit cards which you use constantly, it would affect your ability to get a loan. To me this makes sense, but of course,…

10 cards, with average of 3000 limit. Would mean you could take a 30000 more loans at high interest rates very quickly. It is not about having used and paid them, but capability to get loans beyond what you can manage very quickly.
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