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The real OnlyFans scandal is the unaccountable power of platforms and banks

theguardian.com

301–310 of 372 posts

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#301

Earlier quoted context omitted.

Because organizations can be refounded, desolved while humans can't be. An organization is a vehicle for purpose. Humans aren't a vehicles for a purpose.

Why is that relevant in the context of OnlyFans, which is an org too. I just posted an analogue case.

You are correct, the difference i would point to is that sex work is real work and should not be marginalized while spreading mental malware for self enrichment that causes harm to society should be marginalized. This is simply an result of utilitarian calculus to me. If you don't subscribe to that ethical system that is your choice and i am not going to convince you otherwise.

Decriminalization of sex leads to less suffering for prostitues and better health for the customers (they way Germany accomplishes the second thing is not ideal, like requiring even blowjobs to be performed with condoms but that's a tangent).

Criminalization of anti vaccine speech (similar how holocaust denial is illegal in Germany, only high profile cases are really prosecuted) would lead to better discussion about vaccine risks, better vaccination rates, less death and fewer fights within families due to intellectual malware.

I am also for a criminalization of climate change denial as it also a form of genocide denial which violates the human dignity of future generations. Note that in German law statements of facts are exempt from that. Only statements which are univocally false, so they can't contribute positively to societal dialog and deny human dignity to a protected group or statements which are to made to inspire violance against a protected group are subject to these kind of laws. If you say "No jews were persecuted under the third reich" you are commiting holocaust denial. I would propose that "emissions of man made CO2 don't impact the climate", "CO2 emissions will be completly absorbed by more green growth so there will be no impact on the climate" or "climate change or unlimited CO2 emissions will not lead the displacement of people in costal regions due to raising sea levels" can be prosecuted.

Is that a limit on free speech? Yes and i am fine with that as there are positive and negative freedoms. The moment where speech violates the human dignity of other groups of people it should be limited.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#302

As far as I was aware, the main reason banks don't want to deal with porn is the huge rate of chargebacks that occur. Post nut clarity is apparently a financial problem.

Imagine a world where banks actually tried to solve problems

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#304

As far as I was aware, the main reason banks don't want to deal with porn is the huge rate of chargebacks that occur. Post nut clarity is apparently a financial problem.

It's not only chargebacks, it's also stolen credit cards being used on porn sites to "launder" the money.

Sure - I guess I should have said disputes.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#305

I believe central-bank digital currencies will solve this problem if they offer transactions that are guaranteed anonymous, unless there is some kind of law enforcement warrant to inspect them. This will be a much more sane and accountable system than the robber baron system of unaccountable gatekeepers.

Hard no on CBDCs- they're subject to the same fiat abuses we already have

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#306
post #64

The decision was reversed due to public pressure, so how unaccountable are they, really? And even before that, the decision was made because they were afraid of public opinion. Otherwise, it doesn’t make sense to refuse to do business that generates revenue. The credit card companies’ puritanical values are a reflection of what they think public opinion, among the public that matters to them, is. They were wrong, or…

The fact that they have the option to make this decision is the problem - a payment system _should not_ have the option to cut someone off, without a warrant from a court. This isn't allowed for utilities, why not the same for payment systems?

>a payment system _should not_ have the option to cut someone off, without a warrant from a court.

That seems like a high standard considering that AML laws require them to proactively block transactions.

>This isn't allowed for utilities, why not the same for payment systems?

because utilities usually have some sort of monopoly granted/enforced by the state.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#307
post #129

It's interesting to see the comments from people who supported Youtube/Twitter/FB/Patreon/Visa political censorship, but are suddenly against the porn censorship by the payment same systems. "Rules for thee, but not for me."

There is a difference between a platform that can be easily replaced choosing not to serve certain content, and infrastructure providers choosing to deny service. I'm all for Twitter choosing what they will allow - if anything the more aggressive they are, the more space it creates for competition. I'm on the other hand not for payment providers even being allowed to choose, because their position then makes them eff…

What a nonsensical argument. There's no replacement for Youtube or Twitter in the same exact sense that there's no replacement for when a banking/CC industry bans you.

Yeah, there are vastly inferior alternatives which almost nobody uses (Bitchute, Minds, cryptocurrencies), but that cuts you off from the vast audience that they've monopolized. An audience that want to read you and wants to pay you, evident by the vast number of subscribers and payments.

Network effects matter.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#308
post #83
post #73

Earlier quoted context omitted.

There are lots of payment processors who will deal with explicit content. They tend to be fairly expensive though - partially justified since apparently chargebacks are outlandishly common. For example, CCBill will process essentially anything that isn’t illegal, albeit with 6% fees for “risky” industries and 10-15% fees for “adult” industries. https://ccbill.com/pricing (As an aside, one sort of neat thing about CCB…

This is the dirty little secret that everyone clutching their pearls over the OnlyFans 'scandal' won't talk about. There are plenty of providers who will deal with porn, but porn customers are shit customers who no one wants -- the fraud and chargeback rate is incredibly high so the cost of processing payments is equally high. The advantage that crypto brings to porn payments is not the pretend anonymity, it is that…

How is there any fraud these days with 3d secure, etc?

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#309
post #288

Earlier quoted context omitted.

> the more aggressive they are, the more space it creates for competition The competition is not apples to apples. Instead, you have ideological bubbles like Gab, and you have the incumbent network (Twitter) which "normies" use by default. The problem with the default network applying ideological censorship is that it limits the average person's exposure to the marketplace of ideas. In the context of a controversial…

Competition is not apples to apples, but it is possible. You have no realistic options to take payments from a mass audience if payment networks cuts you off - that is a huge difference.

> Competition is not apples to apples, but it is possible.

Ok, demonstrate that by creating a YT competitor with 2 billion users.

Then tell us how possible it is.

Re: The real OnlyFans scandal is the unaccountable power of platforms and banks

#310

Earlier quoted context omitted.

That just means that chargebacks cannot be offered as part of payment processing.

And what happens when real fraud does occur?

Mandate 2FA which any normal Bank already has
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