You shall not receive money in "easy" ways.
Kickstarter is forced to ban adult content by payment processors
31–40 of 315 posts
Re: Kickstarter is forced to ban adult content by payment processors
#32Question: what prevents an organisation like Kickstarter from using more than one payment processor, including the ones used by actual porn companies?
> Question: what prevents an organisation like Kickstarter from using more than one payment processor, including the ones used by actual porn companies?
The way the policies work, they would either have to use the latter processor for all transactions (which would be prohibitively expensive) or relegate all "adult" content to a completely separate company and domain, which would be a huge pain and expense to operate for something that constitutes a relatively small fraction of their business.
Re: Kickstarter is forced to ban adult content by payment processors
#33Earlier quoted context omitted.
I’ve heard this is apparently less about morality and more about payments getting contested by men getting caught by their spouses
It’s not even that complex. The chargeback rates might just be higher than the payment processors feel like dealing with. I’m more than fine with more transactions leaving the traditional credit card system. Giving Visa a 3% surcharge on the entire economy never felt right
The idea is that chargeback rates are that high because of people getting caught by their spouses.
Re: Kickstarter is forced to ban adult content by payment processors
#34Earlier quoted context omitted.
I’ve heard this is apparently less about morality and more about payments getting contested by men getting caught by their spouses
It’s not even that complex. The chargeback rates might just be higher than the payment processors feel like dealing with. I’m more than fine with more transactions leaving the traditional credit card system. Giving Visa a 3% surcharge on the entire economy never felt right
Visa and Mastercard operate electronic payment networks for debit transactions, which are almost free, and would also be banned by this.
Leaving the only other electronic payment methods as ACH (which is not ideal for most businesses), Paypal, and I don’t know what else.
Re: Kickstarter is forced to ban adult content by payment processors
#35Earlier quoted context omitted.
[retracted]
I think the pressure is just coming from behind the scenes. The religious right knows many of their views are unpopular so they don't act in the open. They find underhanded ways to force their views onto us. Abortion bans wouldn't survive a simple up and down vote in almost any state, yet abortion bans are happening across the country. The religious right really has their claws into this administration, and the far r…
> The religious right knows many of their views are unpopular so they don't act in the open. They find underhanded ways to force their views onto us. Abortion bans wouldn't survive a simple up and down vote in almost any state, yet abortion bans are happening across the country.
They do act out in the open! That's why it's so maddening to see how pervasive the belief that this isn't a push from right-wing groups is. They are extremely open about their goals and about their ideological alignment, and they have been at literally every step in the process.
They're telegraphing every single move in real-time. But for some reason, people just don't really want to believe it.
It turns out, the best way to get away with a heinous agenda is not to hide it, but to be completely open and direct about it. If you tell people exactly what they want and it's horrific enough, they will refuse to believe it's true, because nobody would be that cartoonishly villainous, right?
The sex industry isn't the only area where that principle works, although (like with many "technologies") it was one of the first where it was successfully applied.
Re: Kickstarter is forced to ban adult content by payment processors
#36So who is pressuring the processors?
The actual answer: hedge fund manager Bill Ackman. https://www.institutionalinvestor.com/article/2bswuu1nfc040h... & https://finance.yahoo.com/news/visa-suspends-payments-for-ad... > But he was friendly with Mastercard’s then-CEO Ajay Banga, whom he had met through a mutual friend. Ackman texted Banga, providing a link to Kristof’s story with his tweet: “Amex, VISA and MasterCard should immediately withhold payments…
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Re: Kickstarter is forced to ban adult content by payment processors
#37Earlier quoted context omitted.
[retracted]
I think the pressure is just coming from behind the scenes. The religious right knows many of their views are unpopular so they don't act in the open. They find underhanded ways to force their views onto us. Abortion bans wouldn't survive a simple up and down vote in almost any state, yet abortion bans are happening across the country. The religious right really has their claws into this administration, and the far r…
October 2021, Mastercard unilaterally imposes additional constraints on adult sites: https://www.commercegate.com/mastercard-issued-an-updated-se...
August 2021: OnlyFans CEO Blames Porn Ban on 'Unfair Actions' of Banks, Media: https://www.pcmag.com/news/onlyfans-ceo-blames-porn-ban-on-u...
April 2024: Japanese Adult content platform DLsite disables Visa/Mastercard payment after attempt to outsmart credit card companies: https://automaton-media.com/en/news/dlsite-disables-visa-mas...
It's not a sudden new thing. The financial theory seems to explain all the facts.
Re: Kickstarter is forced to ban adult content by payment processors
#38I feel like if you’re going to write an article like this, you should at least engage with why it’s happening. Maybe deep down for some of the participants it’s a kind of moral thing, but mostly this is because payments for NSFW/porn stuff are dramatically more expensive. All of the “stuff” payment processors are doing is harder for NSFW/porn content, so that’s the main reason the processors want these companies to s…
If it was more expensive to process, why wouldn't they pass those costs on?
The increased costs are from the increased rate of chargebacks.
Re: Kickstarter is forced to ban adult content by payment processors
#39Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups?
Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions.
Also why PornHub and OnlyFans are immune to religious lobby?
Re: Kickstarter is forced to ban adult content by payment processors
#40There should be a national payment processing operator as an alternative to VISA/MC. Just like they do it in many other countries.
Then government leaders would be less able to circumvent civil rights and transparency measures (where those exist). That is why the government farms out infrastructure to non government entities. This way, there is always a threat of businesses deciding not to do business with you by unaccountable forces.
>This way, there is always a threat of businesses deciding not to do business with you by unaccountable forces.
Visa/Mastercard vs the government itself is bordering on a distinction without a difference.
From the perspective of the average business or person they're both wholly unaccountable.
If you're Kickstarter or some Megacorp, well then it probably just depends which you have more friends in high places.