Earlier quoted context omitted.
Not really. Depends how badly you need credit, I guess. It'd actually be amusing to see how long they'd pursue a couple hundred dollars.
There are three possible explanations for your comments: 1) You're a multimillionaire without aspiration, and shouldn't be giving financial advice to the rest of us non-millionaires. 2) You're a troll, or are acting like one to get yourself hellbanned for some reason. 3) Your recent spat of negative karma comments are the result of some kind of new mental health issue, and you need to see a doctor.
Personally, I think it's a terrible idea. It's a much better plan to work together a couple decades of good borrowing history without paying much interest and then get unsecured loans totaling hundreds of thousands of dollars and cash out.