Earlier quoted context omitted.
2/3 of America lives paycheck to paycheck. Taking a year off is definitely not the norm
Most people pay $100+/month for cable, eat out multiple times per week, have thousands of credit card debt, and an unexpected $400 bill would ravage them. If you want to live a un-average life, you need to have un-average priorities and sacrifice. Few on HN should be living paycheck to paycheck. Check out Dave Ramsey's Total Money Makeover for a starting model. And yes, you'll have to sacrifice now to benefit later.
I know plenty of people with no cable, no Internet other than their phone, living paycheck to paycheck... This idea that poor people just need to stop wasting their money is propaganda used to justify starvation wages