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Good lord - on HN the monopoly comments are so crazy sometimes. What is the monopoly issue Apple has? Use android if you don't like Apple's product line. Apple is at 22% share.
Monopoly or not, Apple users (apple love lock in, moving to android is not trivial) are not treated particularly well.
In my youth I had the energy and desire to individually assess how much I trusted what I downloaded. Today I do not want to spend the energy/time so I spend financial capital to have Apple assess trust for me.
Does that mean that app developers have a harder time selling me their software? Yes. I empathize, but I don't want to be an early adopter anymore. I'm happy for those developers to first build trust, then have access to me as a customer.