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Google and Mastercard Cut Ad Deal to Track Retail Sales

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Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#201
post #166

Earlier quoted context omitted.

However, you have other problems: If you have an account, or even a consistent shipping address, Amazon knows what you're buying. So you'd need to anonymize where you're shipping packages to, the names on those packages, and you'd need to register new Amazon accounts regularly with new email addresses to avoid them profiling your purchasing habits.

This makes me wonder if there is a business model for 'anonymous proxy' companies, where you do the shopping at your favourite online webshops, but handle actual ordering, payment and final delivery to your home via the proxy company, who guarantee your privacy for a small additional fee, or subscription charge. Maybe this exists already. The difficulty would be in offering a good usability (how do you get that Amazo…

That business would attract all the bad actors looking to use stolen credit cards and then get banned by the merchant processors for too many chargebacks. And no one can guarantee your privacy, unless they're deleting data very quickly, but the merchant processors wouldn't like that nor would the government.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#202
post #166

Earlier quoted context omitted.

However, you have other problems: If you have an account, or even a consistent shipping address, Amazon knows what you're buying. So you'd need to anonymize where you're shipping packages to, the names on those packages, and you'd need to register new Amazon accounts regularly with new email addresses to avoid them profiling your purchasing habits.

This makes me wonder if there is a business model for 'anonymous proxy' companies, where you do the shopping at your favourite online webshops, but handle actual ordering, payment and final delivery to your home via the proxy company, who guarantee your privacy for a small additional fee, or subscription charge. Maybe this exists already. The difficulty would be in offering a good usability (how do you get that Amazo…

Wouldn't that company have all your information? What would make me trust them? Seems more dangerous than buying directly from multiple retailers, for example.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#203
post #3

Earlier quoted context omitted.

From the article "The company said people can opt out of ad tracking using Google’s “Web and App Activity” online console. Inside Google, multiple people raised objections that the service did not have a more obvious way for cardholders to opt out of the tracking, one of the people said."

I did read the article. That's discovering that someone is stalking you, until and unless you tell them you'd rather "opt out" even though you never "opted in" the evil stalking. Meanwhile, all shops and businesses you get near to or purchase from are calling the stalker to let him know what you're doing -- how do you "opt out" of these?

Cash?

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#204
post #117

Earlier quoted context omitted.

You can buy Amazon gift cards with cash anywhere like drug and grocery stores.

However, you have other problems: If you have an account, or even a consistent shipping address, Amazon knows what you're buying. So you'd need to anonymize where you're shipping packages to, the names on those packages, and you'd need to register new Amazon accounts regularly with new email addresses to avoid them profiling your purchasing habits.

Amazon Locker storage boxes can be used without any address and with a pseudonym as your Amazon account. You receive a six digit code to pick up your stuff. Only works for items that are fulfilled by Amazon, though.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#205

I am lost? How will they track a sale with the credit card data? Without the store's invoice data, how can they link credit card transaction it back to a product?

They will have the store's invoice data.

https://blog.bluepay.com/what-is-level-3-payment-processing

If I buy from Staples.com using Amex, my Amex statement comes with an itemized list of what I purchased. Also seen some gas stations do it.

If whatever you're doing is digital, assume it's online and everyone has access to the data.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#206

This is precisely why "going cashless" is silly. At least leave the option to those citizens that care about their privacy to be able to pay with cash and not be tracked the heck out of them.

Sure you can pay with cash. But you better turn off your phone because they also track you with your WiFi MAC address when you walk into stores.

That's where IOS did much better.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#207
post #182

Earlier quoted context omitted.

Funnily enough, Google Pay (and Apple Pay even earlier) is doing exactly that [1]. The merchant is only seeing a token that will be connected to the actual card number in the credit card network. Google is now closing the circle to get to know exactly what was bought - blowing all privacy advantages away. 1: https://support.google.com/pay/merchants/answer/6345242?hl=e...

And removing the oportunity for the retailer to collect info on who shops in their stores...

An "opportunity" they never had with cash in the first place.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#209

Earlier quoted context omitted.

Your only option is to refuse cards altogether because they've all been selling anonymized data on you for years. The big hedge funds pay big dollars for direct lines of data from the credit card companies.

A lot of attention in the press is given to Google et. al. about purchase profiling and tracking for ads. But the concept of purchase profiling has existed really since the invention of the credit card. As others have mentioned hedge funds have brokered this data for decades - but for some reason it has not been covered as excruciatingly as it has for tech companies. While I disapprove of the practice overall I would…

>>> but for some reason it has not been covered as excruciatingly as it has for tech companies.

The bank were not spending millions on the web talking how about they profile you to "improve your experience". They were mostly silent about that. That's why Google/FB/you name it is super for me : it says aloud what happens behind closed doors since ages.

Re: Google and Mastercard Cut Ad Deal to Track Retail Sales

#210
post #189

Earlier quoted context omitted.

Oh, of course. Google is actually really benign. They don't sell your data. They just automatically scrutinize it in unfathomable detail to make as much money as possible when they pimp you out to anybody else who wants to manipulate you. Please accept our sincere apologies--Google is such a nice company with a 100% ethical business model!

Parents point is valid in so far as that selling really is the wrong term for it. If Google sold the data, someone else would have it. That would not only be awful from a privacy perspective, it would be desasterous for business. It's primarily a case for precise language and not something to ridicule.

They don't sell our data, they rent us out to the highest bidder.

More data means they can match us to clients better and charge a higher price for us.

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