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Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
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Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#22I tried it out with docs from my last refi. Tried both PDF and PNG files, both returned "An error occurred with processing your document. Please confirm you uploaded a valid Loan Estimate or Closing Disclosure PDF."
I also at first didn't notice there is action needed to choose between uploading a Loan Estimate vs Closing Disclosure. It doesn't seem insurmountable to have the site automatically figure out the difference between those two.
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#23i don't want to be the "get off my lawn" person or "old man yells at cloud," but i couldn't get to what the tool does because the landing page is so overwhelming with colors, the background, the borders, things moving around. the CTA buttons across the site are inconsistent in shape, form, and color. the text color in the footer has awful contrast, so it's hard to read.
>the text color in the footer has awful contrast, so it's hard to read.
Dark grey on white is awful contrast these days?
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#24The privacy and security part is not inspiring confidence. Scrolling to the next section got me thinking "Don't get scammed at closing, get scammed before closing after uploading your mortgage documents to a random website." Cool idea though.
Hey, Aaron the builder here. The scamming that happens to homebuyers is not even comparable to the risk in uploading docs to a website which promises they won't share user data with anyone. This is genuinely a pro buyer tool with no association with any 3rd party. The tool has already helped many people negotiate and get a better deal on their mortgage. Please before judging understand that 70% of buyers overpay in t…
FYI, this reads as a very aggressive response to someone raising legitimate privacy concerns and doesn't engender the trust you very likely deserve.
Rather than talking up the value of the tool as superceding the concerns, a more constructive approach might acknowledge the concerns and emphasize how you already do minimize risk or commitments you're willing to make towards doing so.
Being dismissive doesn't help worried or skeptical people feel more secure, and worried and skeptical people make perfectly good users too.
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#25This looks really useful. I'll definitely be using this in the near future. However, I unnecessarily downloaded the sample loan estimate PDF and uploaded it again in order to view the report. Please make the "view sample report" button more prominent, or add another "view sample report" button within the blue "Try it out!" box.
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#26Earlier quoted context omitted.
What sensitive data do you think is on a loan estimate? I've received a dozen over the years and it's literally just your name and the address of the property you want to buy. Both of which are public information if you do purchase the property.
Public info that you bought a property is entirely different from info about all the properties you are searching for and seriously considering. Especially being able to couple that with what you eventually did later.
Why would a name and a random property address have value before the transaction, but not after it?
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#27This is great. Really good work. This looks really useful, and I think you did a great job on the interface and site in general. I hope you aren't discouraged by the other commenters, keep hacking!
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#28i don't want to be the "get off my lawn" person or "old man yells at cloud," but i couldn't get to what the tool does because the landing page is so overwhelming with colors, the background, the borders, things moving around. the CTA buttons across the site are inconsistent in shape, form, and color. the text color in the footer has awful contrast, so it's hard to read.
>the text color in the footer has awful contrast, so it's hard to read. Dark grey on white is awful contrast these days?
… I'm not them, but in dark mode, it's <50% grey on black, and for the headers, <32% grey on black. (#374151 on black, I think.)
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#29Earlier quoted context omitted.
Hey, Aaron the builder here. The scamming that happens to homebuyers is not even comparable to the risk in uploading docs to a website which promises they won't share user data with anyone. This is genuinely a pro buyer tool with no association with any 3rd party. The tool has already helped many people negotiate and get a better deal on their mortgage. Please before judging understand that 70% of buyers overpay in t…
Allow me to expound on @kojeovo's remark. Please take this as a constructive criticism to improve your success potential. Much of it is from a quick glance, and am sure there are many other facets to improve. A business is not just about the product. Your Privacy Policy. There is no default way to download it (see 9.), and since it is window-ed cannot print entire doc. That means I cannot keep a copy of it for myself…
Would it matter if they had a "perfect" privacy policy? I don't believe there's anything legally that enforces it. So they can promise the moon then turn around and sell your data.
Maybe I'm wrong here, but, My mental model of privacy policies and the like has always been: This is a lie, the company will do whatever it wants with my data. And I will have no recourse.
As such I've always acted accordingly. And very few websites have legit info on me.
Re: Show HN: Free mortgage analysis tool to avoid getting screwed by closing costs
#30Earlier quoted context omitted.
Hey, Aaron the builder here. The scamming that happens to homebuyers is not even comparable to the risk in uploading docs to a website which promises they won't share user data with anyone. This is genuinely a pro buyer tool with no association with any 3rd party. The tool has already helped many people negotiate and get a better deal on their mortgage. Please before judging understand that 70% of buyers overpay in t…
Allow me to expound on @kojeovo's remark. Please take this as a constructive criticism to improve your success potential. Much of it is from a quick glance, and am sure there are many other facets to improve. A business is not just about the product. Your Privacy Policy. There is no default way to download it (see 9.), and since it is window-ed cannot print entire doc. That means I cannot keep a copy of it for myself…
Legitimately curious, what’s the worst they could do with this data?