Would you like to pay with "Apple Pay", "Google Wallet", "Windows Payment", "BlackBerry Wallet" or "Web Payment"? OK, NFC or BLE?
No thanks, just cash.
Apple Pay
191–200 of 225 posts
Re: Apple Pay
#192Earlier quoted context omitted.
FIX
Ah, a standard protocol where nobody implements the standard in the same way. As someone who has been working with FIX for few months, I could totally feel the pain.
Don't forget defining your own custom tag for things that already exist in the set of standard tags.
Re: Apple Pay
#193This seems similar to Google Wallet, which has been around for a few years. How does Apple plan to make this a bigger success?
Google Wallet required Carrier SIM support which forced consumers to actually go and get a SIM that supported it, as well as a handset that supported said SIM. Apple's solution does not require this and cuts MNO's out entirely
Re: Apple Pay
#194Earlier quoted context omitted.
I am confused by this as well. I thought apple did not allow people to make credit card purchases within an app, am I wrong or will these rules change? Where is the line drawn for using an IAP vs Apple Pay (where I presume Apple takes no cut)
I think traditionally Apple has disallowed IAP for real-world goods. I'm assuming Apple Pay will be for those real-world goods while IAP is still used for digital goods.
Yes, the docs say exactly this.
Re: Apple Pay
#195One implication of Apple Pay is it erodes advantages of leaders like Uber. Minimizing payment and account friction means trying a new service becomes much easier.
Exactly the opposite seems to be true. Uber had a presence in the keynote today with a way to ride without ever creating a login, which should enable lot more people to use the service. If you thought that the advantage Uber had was mostly was in minimizing payment friction, that would be pretty wrong.
Re: Apple Pay
#196I bet Apple would've named it iPay if it weren't for the fact that iPay has already been taken by a ton of other payment-processing-related things.
Re: Apple Pay
#197Earlier quoted context omitted.
Google doesn't write the bloatware, but its actions allow bloatware to exist on android in a few ways, as far as I understand. - Android has an open source version (that is, a version that is completely open source). Like you mentioned, this gives carriers and OEMs the freedom to do what they want, even fork and bloat. - Android has a mixed license version, where you get the full experience of the Google Play store,…
Silent Circle released the Blackphone it developed off a fork of Android. This policy has allowed for bloatware, yes, but it also allows for innovators to innovate unimpeded. I have the choice to buy a phone without bloatware and I did. I don't know why others don't do the same and then blame the OS maker for allowing their open software to be open. These policies also allow for cheaper phones to get into the hands o…
Well, I agree with most of your statement, however, in your scenario you only have a choice in what experience you want if you have the money to buy the unsubsidized phone- anyone else has the choice to buy the subsidized bloatware phone or do without (which is more choice than they would have if the subsidized phone did not exist...)
Re: Apple Pay
#198Earlier quoted context omitted.
Sadly, US banks seem to be going with chip-and-signature rather than chip-and-PIN. It's not easy to find one that will issue chip-and-PIN.
Will a chip and sig work in Europe? That's probably my biggest issue is traveling and not having a chip.
Generally yes, although the cashier might be momentarily confused when the machine prompts her to get a signature since everyone else just uses their pin.
The only place it won't work at all is self-service kiosk.
Re: Apple Pay
#199Earlier quoted context omitted.
Japan's NFC payment ecosystem is owned by Sony and DoCoMo. I highly doubt that Apple wanted to subject themselves to the license terms and/or the lack of technical control. That system is also widely deployed but in my experience (9 years of living there, no evidence other than anecdotal) not widely used.
Docomo is pretty willing to open up their technology to expand the ecosystem (that's what they did with Softbank and au, and JR also has a part in it), because they know it would die if they kept it for themselves. And that's openly one of the role of BitWallet, the joint venture they made for the solution. Actually I really hoped they could do something with that outside of Japan. I think regarding to NFC, it really…
> having Mobile Suica combine with Edy
Not to mention the Suica + Pasmo combination a year or so ago that meant you didn't have to carry around two cards anymore. It was pretty amazing. It's at a point now where I'm really reluctant to buy phones that don't have mobile Suica/osaifu keitai support.
Re: Apple Pay
#200Shared my thoughts in another HN thread:
https://news.ycombinator.com/item?id=8294599