In 2017 we installed a very efficient air-source heat pump and solar panels. My electrical utility offers 1:1 buyback of electricity so I am able to build up a credit in the summer and run the heat pump well into the fall and winter on that surplus. The system is sized for cooling the house which means that it is undersized for heating, but during cool fall and spring temperatures it operates satisfactorily as a heat…
Since your natgas consumption is low, could a wood pellet heater meet your needs instead of natgas? I guess it depends if your natgas bill has a big fixed cost (and I guess you’ve already covered the sunk cost of connection…)
Myself, I would like a ground source system that lets me store in heat from an oil fired AGA, a wood burning furnace and water heater panels on the roof.