Check out Get Your Shit Together [0]. It was started by a woman who lost her husband in an accident, suddenly becoming a widow and single mom to two young children. She has abridged [1] and long checklists [2] that everyone should complete. Most of us probably don't even think about these things: - will - power of attorney (in varying forms) - what happens to pets - what happens to kids - money - burial/funeral wishe…
Cheat sheet for if I'm gone
181–190 of 194 posts
Re: Cheat sheet for if I'm gone
#182Earlier quoted context omitted.
Where? And how to stop your spouse from spying on you? I suppose notification of "Login from new device" would be a tell. But that would also be a shitty situation if you end up in a fight. The Bitwarden access request seems cool since it has a "quarantine period" where the owner gets notified of the access request and can deny it, if still alive (against a malicious spouse request). If you're sure you never face the…
> And how to stop your spouse from spying on you? I dunno about you, but I kind of got married to them because I trust them.
Re: Cheat sheet for if I'm gone
#183Check out Get Your Shit Together [0]. It was started by a woman who lost her husband in an accident, suddenly becoming a widow and single mom to two young children. She has abridged [1] and long checklists [2] that everyone should complete. Most of us probably don't even think about these things: - will - power of attorney (in varying forms) - what happens to pets - what happens to kids - money - burial/funeral wishe…
Any competent estate attorney will do this for you.
You can use Nolo or Rocket for most of it (and you should, at least bforna first draft, because the expensive attorney is doing the same thing, like H&R Block or an accountant for taxes). Try to save their time for complex stuff; they will be happy to charge $hundreds/hr for data entry eqivalent of running TurboTax.
Re: Cheat sheet for if I'm gone
#184Earlier quoted context omitted.
> And how to stop your spouse from spying on you? I dunno about you, but I kind of got married to them because I trust them.
That's what everyone does. Did you read my last sentence?
Re: Cheat sheet for if I'm gone
#185Earlier quoted context omitted.
That's what everyone does. Did you read my last sentence?
Dicorcing a criminal CFAA violator may be to your advantage in the divorce.
Also, tracking back, what I'd need to store somewhere (hence I asked "Where?" originally) is:
- password to password manager
- password to encrypted laptop
- password to email account (not stored in password manager)
- frequently used PIN codes (mobile screen lock and various apps)
I could store the PIN codes in the password manager to make things a bit easier, but I'd still be storing the two passwords somewhere that can unlock my online identity, plus the laptop password that unlocks some really private stuff. None of these would be acceptable to me to get into the hands of a nefarious spouse, whether or not I could sue for it later.
As to "Where?"... an alternative to the Bitwarden feature could be to store these passwords using some sort of 3/5 multi-sig encryption with friends and family members where they'd have to collude in order to get a hold of my stuff. But I wouldn't want to give them access either, my spouse only. But then again, what if we both die in a plane crash?
Perhaps there's no optimal solution. Maybe the good ol' lawyer would work. Give a lawyer the passwords, along with contacts to hand over the information in an order of precedence, like spouse->brother->mother->friend. If something happens, give first person alive in the list the information in X weeks.
Re: Cheat sheet for if I'm gone
#186Earlier quoted context omitted.
Can't it be handled e.g by the spouse having "half" the key, bitwarden the other "half", which they only gives out after the timeout. Ok, bitwarden and your "trusted one" can collude to open it before, but they must both be in on it.
The link to the feature provided here explains how it works. Your Bitwarden client has a master key that opens your vault. This is your own private key. Bitwarden the server doesn't have a copy of it. If you choose to designate a trusted successor in the case of your incapacitation, you send a request to that person. If they accept the request, Bitwarden the client will generate a public/private key pair for them. Th…
It still comprises a break in the end-to-end crypto, and can still bypass the time delay and decrypt your passwords today without your involvement.
Re: Cheat sheet for if I'm gone
#187Also consider what happens if someone is incapacitated but not dead. Getting into email, bank, etc. is one thing, but what if you own property with someone who is suddenly and irreversibly brain damaged? I strongly recommend filing a lasting power of attorney in advance if your risk of this is non-negligible. My mother is living a nightmare due to it right now as she assumed being someone's spouse would let you take…
Not sure if anyone on HN knows: do wills work for medical emergencies too? Because I would assume you could setup an emergency power of attorney for such a scenario. It is ridiculous that you cannot sell your home if your spouse is incapable of consenting.
She'd also made my sister and I co-owners on her bank account, so we had no difficulty accessing money for her care in the short term.
Re: Cheat sheet for if I'm gone
#188Earlier quoted context omitted.
Any competent estate attorney will do this for you.
Key word: ESTATE attorney. Preferably belonging to a large and well respected firm. Don't get just any attorney willing to do it, they won't be equipped for it and shit will go wrong, and things going wrong in the legal world is potentially catastrophic. For you, your family and anyone within a 1000 feet of you.
Re: Cheat sheet for if I'm gone
#189Earlier quoted context omitted.
Some of those pictures could be the only copies. Losing them could be devastating, depending on the person.
Of course, I understand their value to the homeowner, but I fail to see what value they might have to a burglar.
Re: Cheat sheet for if I'm gone
#190This resonate deeply for me. My dad unexpectedly passed away recently, and there were a lot of problems because we didn't even know his phone unlock PIN (to be fair, he did told us several time, just that none of us bothered to remember). But one of the main problems is that tons of research fund is tied up in my dad account, so it's basically frozen until we can execute his will. My mom manage my dad tax return so a…
I would be surprised if you were legally allowed to go and modify assets before the will is executed. I know when my partner died that I was not supposed to log in to her accounts and just transfer shit around; banks instead have very well defined processes for working out who is the legally correct person to do that and then empowering them to do so. Remember, banks and other big companies deal with this all the tim…
As far as assets in the estate, the job of the executor is to preserve, as far as possible, the value of the assets at the time of death until they can be disbursed. That means, for example, don't take any intentional action to increase the value of the assets after the date of death, such as moving checking accounts higher yielding to certificates of deposit, etc.