Live data from Hacker News

Ask HN: What do you wish you had done/known in your 30s?

news.ycombinator.com

141–150 of 287 posts

Re: Ask HN: What do you wish you had done/known in your 30s?

#141
post #52

Earlier quoted context omitted.

What if finding a hobby is the meaning of life?

Could be, but I find a hobby works best when one already has the meaning of life and just needs to cooldown from job. Again just my opinion.

Oh, in that case, can you tell me the meaning of life so I can enjoy my hobbies more

Re: Ask HN: What do you wish you had done/known in your 30s?

#142
post #40

I joined the Orthodox Church in my 40s. I wish I would have known about it when I was younger, especially in my 30s, with my young family. The benefits that come from daily spiritual devotion both individually and a family, as well as the benefits that come from being part of a faithful community are impossible to list. Is it all easy and is it all benefits? Of course not. But centering my life around God through dai…

I really want to become an Orthodox Christian but feel like I would struggle with the whole "believing in God" thing. Should I still try it? Is there any way that I could "come to believe in God" in time?

> Is there any way that I could "come to believe in God" in time?

The door is always open. Please check out: https://www.provingislam.com/

Re: Ask HN: What do you wish you had done/known in your 30s?

#143
post #109

Earlier quoted context omitted.

If you have a hard time believing in God, then why limit yourself to just Christianity? Islam is ideal for exploring spiritualism through structure and discipline, Hinduism and Buddhism are great to explore spirituality from a psychological plane. This might offend some but while self-studying these religions, I found Christianity to be quite underwhelming, spiritually. In fact, if it wasn't for the writings of Desmo…

I don't know. I guess I'd prefer to believe in a religion where I'd fit in culturally.

It's a matter of proof and evidence, not culture at the end of the day :)

https://www.provingislam.com/

Re: Ask HN: What do you wish you had done/known in your 30s?

#144

I'm in my early 40s, I can't really think of anything, maybe because it's too close to realize what mistakes I might have made, and I don't really believe in that kind of retrospection generally. FWIW, if you are in a position where you could potentially start a family (and want to some day), consider doing it in your early 30s (or earlier), there are a lot of things that get tougher as you get older. I don't regret…

> if you are in a position where you could potentially start a family I'm in my 30s, and this seems to be the trickiest part that people older than me — sorry — seem to want to just pave over. House prices are bananas. Trump, COVID, Russia have erased years of investment gains. Student loans are a constant tax on my finances (that I'm almost free of… …soon…). Wage growth has been stagnant (my career has seen ~4.7% Yo…

> Trump, COVID, Russia have erased years of investment gains.

I'm sorry, what asset classes did you invest in? Because Trump and the Covid stimulus were both very beneficial for my investments. Sure, the market has taken a beating of late but it most definitely has not erased years of gains.

Re: Ask HN: What do you wish you had done/known in your 30s?

#145

Earlier quoted context omitted.

> if you are in a position where you could potentially start a family I'm in my 30s, and this seems to be the trickiest part that people older than me — sorry — seem to want to just pave over. House prices are bananas. Trump, COVID, Russia have erased years of investment gains. Student loans are a constant tax on my finances (that I'm almost free of… …soon…). Wage growth has been stagnant (my career has seen ~4.7% Yo…

Here's what I would tell my 35 year old self. If you try to get financially better off, in seven years you'll probably be only slightly better off if at all, and you won't have kids. At that point you probably can't. If you have kids at 35, you may very well go bankrupt. It will be off your credit in seven years, and you'll have a seven year old. The second option will be happier (if you want kids).

> in seven years you'll probably be only slightly better off if at all

That seems rather pessimistic. You don't expect any career progression or wealth accumulation in seven years?

Re: Ask HN: What do you wish you had done/known in your 30s?

#146

I wish I had known the truth about romantic relationships. Would have saved me a lot of trouble: - Women are not all the same. Men are not all the same. There is no single approach. What works for your friend won't necessarily work for you, because you're different people and thus after different things. - "pick up lines" and pick-up-artist techniques and all that kind of bullshit are just that: bullshit. At best you…

This is so much more level headed than the type of immature relationship advice you find on reddit.

This is rooted in reality and Humility.

On

Re: Ask HN: What do you wish you had done/known in your 30s?

#147
post #145

Earlier quoted context omitted.

Here's what I would tell my 35 year old self. If you try to get financially better off, in seven years you'll probably be only slightly better off if at all, and you won't have kids. At that point you probably can't. If you have kids at 35, you may very well go bankrupt. It will be off your credit in seven years, and you'll have a seven year old. The second option will be happier (if you want kids).

> in seven years you'll probably be only slightly better off if at all That seems rather pessimistic. You don't expect any career progression or wealth accumulation in seven years?

Watching friends struggle and work hard while making little progress for years as job after job rejects them for being overqualified or for not already having 30 years of experience tells me this is a reasonable expectation. If there was a ladder up, it's been conclusively kicked down. Some of them get lucky with a tech job and, if all goes well from here, might retire before 80.

Re: Ask HN: What do you wish you had done/known in your 30s?

#148

Earlier quoted context omitted.

> I would guess that late twenties are the ideal time to have kids. In hindsight, I'm thinking teenage years. For all practical purposes your days are wasted anyway, so you may as well waste it enjoying your kids. They'll be much more independent by the time you're deemed old enough to begin participating in society. You are also more likely to have a larger community of people in the household at that age to help ra…

I think it wouldn't be terrible to have kids as a teen - provided you have a supportive family and partner. Of course, I've never tried it for myself, but that's my general sense. If my children have kids young I won't be distraught and will provide as much help as possible - expecting it to be quite a lot for the first 5-10 years.

I imagine that dealing with the feelings of failing society, which has taught us that having children is the worst thing you can do in your life, would be the hardest part. It was still hard to deal with that sentiment when I had my children in my late 30s, even though by that time I had enough life experience to realize that it silly to worry about what other people think. The mind is an interesting thing.

Re: Ask HN: What do you wish you had done/known in your 30s?

#149
post #116

Earlier quoted context omitted.

cant you elaborate on "buy assets"? stocks, real estate, all the above, something else?

Live in a non recourse state And buy real estate with leverage. heads you win big tails you walk away with fixed losses

Wait, what? There are states where I can buy a million dollar house with a loan, and if I default they can only take the house, not the value of the loan?

If someone told me that 10 years ago, I might have made different life choices.

Re: Ask HN: What do you wish you had done/known in your 30s?

#150
post #147
post #145

Earlier quoted context omitted.

> in seven years you'll probably be only slightly better off if at all That seems rather pessimistic. You don't expect any career progression or wealth accumulation in seven years?

Watching friends struggle and work hard while making little progress for years as job after job rejects them for being overqualified or for not already having 30 years of experience tells me this is a reasonable expectation. If there was a ladder up, it's been conclusively kicked down. Some of them get lucky with a tech job and, if all goes well from here, might retire before 80.

This doesn't match my experience at all. My perspective might obviously be skewed by living in an emerging market economy but I don't know anyone who hasn't seen an improvement in their financial circumstances over seven years, Covid notwithstanding.

I really don't think there are a lot of people on HN who are stuck in dead end jobs with no growth.

And as harsh as it may sound, if someone can't retire before 80 despite working a tech job, I'm inclined to think they're just bad with money.

Post reply on HN