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Submit Your Claim in the Equifax Breach Settlement

equifaxbreachsettlement.com

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Re: Submit Your Claim in the Equifax Breach Settlement

#131

Post by cddotdotslash »

dccoolgai wrote: post #64

5-second glance at the the stuff in the shows pixels for: Google Ads, Facebook, Twitter, a bunch of other slimy stuff. What the actual F. Who does that? Edit: also, no content security policy, no subresource integrity for 3rd party scripts. Is there such a thing as filing a class action against the party handling the class action? This is downright irresponsible. Edit: I see a couple of the 3rd party scripts have int…

I'm pretty sure you don't have a legal claim against a site because it doesn't use subresource integrity. Three quarters of the internet could be sued. Now if the company handling the claims _also_ loses your data, then maybe you'd have a shot at a case.

Re: Submit Your Claim in the Equifax Breach Settlement

#132

Post by fortran77 »

harryh wrote: post #119
cowpig wrote: post #117

Earlier quoted context omitted.

Well, if it worked out for you I guess that settles the debate! Wait, I think it's _disproof_ that relies on one _counter_ example. I guess it's easy to get confused.

It's easy for anyone. Credit cards aren't an essential service necessary for modern life.

Renting a car; renting a hotel room, being able to travel easily and spend money in a foreign country.

Re: Submit Your Claim in the Equifax Breach Settlement

#133

Post by saghm »

astura wrote: post #65
rhizome wrote: post #38

Earlier quoted context omitted.

It's only a problem if the authority is obscured by an unrelated domain name. If the page was a location on a site with known authority, or a subdomain, it could be validated much more easily. Unfortunately, vanity gets in the way.

Its not just vanity though, in these two cases "the authority" is the industry as a whole, thus many "authorities." For example: >OptOutPrescreen.com is a joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC (collectively the "Consumer Credit Reporting Companies"). >[annualcreditreport.com] is maintained by Central Source, LLC.…

So why can't Equifax, Experian, Innovis, and TransUnion each set up a subdomain to redirect to this domain? Then they can each direct people to their own subdomain, and people can be more sure that the site they end up on is one that the respective company intends them to.

Re: Submit Your Claim in the Equifax Breach Settlement

#135

Post by randrews »

TallGuyShort wrote: post #27
jbredeche wrote: post #18

If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?

It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credit monitoring, I think. Personally, I've found the free credit monitoring that they gave me pretty useless. I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change. Thanks for look…

Funny thing is I still have the credit monitoring service I got for free from the PSN breach settlement...

Re: Submit Your Claim in the Equifax Breach Settlement

#136

Post by harryh »

fortran77 wrote: post #132
harryh wrote: post #119

Earlier quoted context omitted.

It's easy for anyone. Credit cards aren't an essential service necessary for modern life.

Renting a car; renting a hotel room, being able to travel easily and spend money in a foreign country.

Yes, some of those things (not the hotel room though, a debit card will do just fine for that) become more complicated without a credit card. But that is because you are, essentially, asking someone to loan you money. As soon as you start doing that it's reasonable for them to want to participate in a system that helps them understand how risky you are.

Plus, all that being said, you can still do all those things without a credit card. It'll just be somewhat more complicated.

Re: Submit Your Claim in the Equifax Breach Settlement

#137

Post by deadmetheny »

bdcravens wrote: post #91
jammygit wrote: post #84

Earlier quoted context omitted.

$25/hr is peanuts

For developers, yes, but most sources report the average hourly wage in the US at around $23-30/hour.

And average wage is a bad metric anyway - a more appropriate one would be median hourly wage, which is in the neighborhood of $18/hr[1]

[1] https://www.bls.gov/oes/current/oes_nat.htm

Re: Submit Your Claim in the Equifax Breach Settlement

#138

Post by ticmasta »

harryh wrote: post #118
soulofmischief wrote: post #113

Earlier quoted context omitted.

So your financial history is being tracked and scrutinized. At 41, you might be able to live and die without this being a big problem. In my 20s, I worry about my ability to secure healthcare and other such necessities in my later life based on a social credit score which includes financial credit history I never opted into. Just getting on a lease is enough for a credit pull. It's unavoidable.

It's easy to sign a lease with no credit history. At most they'll just ask for a bigger security deposit.

This is just false. Lots of real estate organizations require a credit pull as part of your application. You aren't renting from the owner/landlord but from the property manager; there's no notion of just "pay a bigger deposit to make up for your lack of credit history".

It's also pretty much impossible to get through modern society without a credit card if you want to do anything crazy like, rent a car or reserve a hotel room.

Re: Submit Your Claim in the Equifax Breach Settlement

#139

Post by hestipod »

harryh wrote: post #118
soulofmischief wrote: post #113

Earlier quoted context omitted.

So your financial history is being tracked and scrutinized. At 41, you might be able to live and die without this being a big problem. In my 20s, I worry about my ability to secure healthcare and other such necessities in my later life based on a social credit score which includes financial credit history I never opted into. Just getting on a lease is enough for a credit pull. It's unavoidable.

It's easy to sign a lease with no credit history. At most they'll just ask for a bigger security deposit.

You are ignoring the fact that not everyone's circumstances and opportunities are the same. You keep saying "easy" as if its an objective fact. Saying "I did this thing with these limits so anyone can" is dishonest and the implication meant by that is hostile to others.

Re: Submit Your Claim in the Equifax Breach Settlement

#140

Post by ticmasta »

harryh wrote: post #119
cowpig wrote: post #117

Earlier quoted context omitted.

Well, if it worked out for you I guess that settles the debate! Wait, I think it's _disproof_ that relies on one _counter_ example. I guess it's easy to get confused.

It's easy for anyone. Credit cards aren't an essential service necessary for modern life.

>> you can still do all those things without a credit card. It'll just be somewhat more complicated.

You certainly can't show up at a hotel and check in without a credit card at any hotel I'd consider stay at

You also can't rent a car from a major carrier without someone's credit card securing it

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