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Submit Your Claim in the Equifax Breach Settlement

equifaxbreachsettlement.com

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Re: Submit Your Claim in the Equifax Breach Settlement

#31

Post by krastanov »

TallGuyShort wrote: post #27
jbredeche wrote: post #18

If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?

It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credit monitoring, I think. Personally, I've found the free credit monitoring that they gave me pretty useless. I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change. Thanks for look…

It is either-or, not both. If you want the money you have to promise you have credit monitoring from somewhere else. Credit Karma (for example) counts as free credit monitoring and you can easily make an account before making the claim. Many credit cards come with monitoring too.

Re: Submit Your Claim in the Equifax Breach Settlement

#33

Post by _bxg1 »

simonsarris wrote: post #2

It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…

The FTC - verified on Twitter - tweeted the URL. That chain of trust is good enough for me.

Re: Submit Your Claim in the Equifax Breach Settlement

#34

Post by bluetidepro »

discreditable wrote: post #24

It's turbo BS that you're not entitled to cash payout unless you already have a credit monitoring service.

If you have any basic credit card, you probably have credit monitoring. It's included with most cards. Like, for example, my basic free Capital One card comes with free credit monitoring with CreditWise, which counts for this context.

Re: Submit Your Claim in the Equifax Breach Settlement

#35

Post by sh-run »

intrasight wrote: post #20

Hmm - I had to disable uBlock Origin on that site in order to submit a claim. Hate it when that happens.

Do you have custom rules enabled? I'm running the default uBlock Origin (version 1.18.6) on Firefox (60.8.0esr - company machine) and didn't have any problems. uBlock reports that it blocked seven requests to four domains (ads-twitter.com, bing.com, facebook.net and googletagmanager.com)

Re: Submit Your Claim in the Equifax Breach Settlement

#36

Post by fovc »

krastanov wrote: post #30
jbredeche wrote: post #18

If this breach affected 147M people (which is what I can find from various articles), and $700M was set aside (before attorney fees), and most claims will be $125, that's only ~4M people who will get $125. Are they expecting very few people to file claims? Or what am I missing?

Supposedly only ~3% of eligible people make claims in a typical class action case (according to a r/personalfinance poster claiming they work around such cases).

If more people file, does the fine increase or the payout decrease?

Re: Submit Your Claim in the Equifax Breach Settlement

#38

Post by rhizome »

astura wrote: post #13
simonsarris wrote: post #2

It would become a legendary case study if this site turned out to be an information phishing site. (This one is legit but I expect it to happen someday. I'm surprised it hasn't already.) After all this site links to the law firm JND, but nowhere does JND mention this site. So any of us could have made this site. Use the form below to find out if your information was impacted and if you are a class member. Last Name _…

Its somewhat of an unsolved problem, there's all sorts of these kind of sites that are legitimate but look really suspicious, like they could be phishing sites. Examples: https://www.annualcreditreport.com/ https://www.optoutprescreen.com/ You can tell these two are legit because they are listed on official government sites: https://www.ftc.gov/faq/consumer-protection/get-my-free-cred... https://www.consumer.ftc.gov/…

It's only a problem if the authority is obscured by an unrelated domain name. If the page was a location on a site with known authority, or a subdomain, it could be validated much more easily. Unfortunately, vanity gets in the way.

Re: Submit Your Claim in the Equifax Breach Settlement

#39

Post by markholmes »

krastanov wrote: post #31
TallGuyShort wrote: post #27

Earlier quoted context omitted.

It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credit monitoring, I think. Personally, I've found the free credit monitoring that they gave me pretty useless. I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change. Thanks for look…

It is either-or, not both. If you want the money you have to promise you have credit monitoring from somewhere else. Credit Karma (for example) counts as free credit monitoring and you can easily make an account before making the claim. Many credit cards come with monitoring too.

I believe NerdWallet counts as well.
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