Earlier quoted context omitted.
"You" is often plural.
and typically differentiated by declaring it the royal you
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The FTC puts off enforcing its 'click-to-cancel' rule
111–120 of 225 posts
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#112Earlier quoted context omitted.
"owner class" is too outdated and myopic. It's also incorrect, as plenty of people born into low income households go on to become elected representatives. It's better to think about it in terms of "people who choose to pursue positions of power to benefit themselves financially while cosplaying as wanting to help the average person".
With any other disadvantaged/discriminated class (skin color, sexual orientation, gender, etc.), getting elected in power doesn't change the disadvantage. So the incentive is still there to fight for that equality. This is not so when it comes to the poor. Once in power they are no longer poor so the incentive to fix any issue related to this almost entirely evaporates.
Elected officials should make the average salary from the year prior. If it's not enough to survive then they'll need to do something about it!
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#113I wish businesses would realize this actually hurts their sales. I’ve put off joining a gym for years because I don’t want the hassle of I want to cancel. Also I never do free trials assuming they’ll be hard to cancel.
What’s with this rising trend of authoritative comments on HN thinking their individual rationale/experience generalizes. It wasn’t this bad just a few years ago, but now I’m seeing just outright absurd generalizations like this.
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#114I'm listening to hold music right now, 30 minutes into my attempt at cancelling 3mbps home DSL service (not a typo), for which the price has crept up to $71 USD/mo. I first spoke with a customer service agent whose accent I couldn't understand very well. I have him ALL my account information. He mumbled something about being unable to forward me to the actual customer service agent (then what is your role, dude?), th…
I feel your pain. This is extremely annoying. I wish you the best of luck!
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#115Earlier quoted context omitted.
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One of the anti-consumer behaviors that banks figured out was reordering transactions to increase overdraft fees [0]. For instance, say you made 5 purchases in a given day for ~$20 each, and your account had $500 in it. Then, you need to make an emergency $600 payment because something on your car broke. Banks used to have (maybe have again, as the CFPB is now a husk) broad latitude to resequence transactions posted…
>"only" 40%
If your credit is really good, it can be much lower than that. I haven't seen an interest rate even close to that high since I was in my early 20s.
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#116Earlier quoted context omitted.
It’s almost as if the previous administration was focussed more on the former, and the current administration more on the latter. I guess you get the government you vote for.
Democracy is two wolves and a sheep deciding what to have for lunch.
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Re: The FTC puts off enforcing its 'click-to-cancel' rule
#117Earlier quoted context omitted.
As an appreciator of pedantry, what do you say to those who claim it's more of an "oligarchy" than a "democracy" in the United States these days?
'We' voted for what 'we' got. The Democrats did not message well enough to win over the majority of the popular vote nor the electoral vote; full stop. So; if we are indeed an oligarchy and not a democracy, the majority want to live in an oligarchy, find other messaging that the GOP puts out as more important in their individual day-to-day lives, or the messaging that the Democrats put out isn't resonating enough to…
People were only given 2 options. The democrats didn't even have a primary. We didn't really get democracy. There are plenty of things that are broadly unpopular that elected officials do and it's a lazy oversimplification to say that that's what the majority want.
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#118I want to see a candidate run largely on a consumer protection platform. We've been letting companies get away with more and more bullshit and it needs to stop.
Re: The FTC puts off enforcing its 'click-to-cancel' rule
#119Earlier quoted context omitted.
One of the anti-consumer behaviors that banks figured out was reordering transactions to increase overdraft fees [0]. For instance, say you made 5 purchases in a given day for ~$20 each, and your account had $500 in it. Then, you need to make an emergency $600 payment because something on your car broke. Banks used to have (maybe have again, as the CFPB is now a husk) broad latitude to resequence transactions posted…
>"only" 40% If your credit is really good, it can be much lower than that. I haven't seen an interest rate even close to that high since I was in my early 20s.
Point is, compared with 16000%, 0%, 5%, 10%, 40% are all functionally the same.