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Stripe: instant payment processing for developers

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Re: Stripe: instant payment processing for developers

#111

Post by julian37 »

kayoone wrote: post #98
julian37 wrote: post #85

This looks amazing. @boucher, sounds like support for Canada and the UK is in the pipeline, how about other EU countries such as Germany? In the meantime, can somebody recommend a (vaguely) similar service in/for Germany, or otherwise an old-fashioned payment processor that's less painful to deal with than others?

we use infin.de for mobile/phone payments but they also offer credit card and direct debit. The site looks dated but their service and experience is really good!

Thanks for the pointer, I'll check it out.

Re: Stripe: instant payment processing for developers

#112

Post by julian37 »

boucher wrote: post #99
julian37 wrote: post #85

This looks amazing. @boucher, sounds like support for Canada and the UK is in the pipeline, how about other EU countries such as Germany? In the meantime, can somebody recommend a (vaguely) similar service in/for Germany, or otherwise an old-fashioned payment processor that's less painful to deal with than others?

Germany is definitely on our list, thanks!

That's great to hear, thanks.

Re: Stripe: instant payment processing for developers

#113

Post by boucher »

megaman821 wrote: post #97

Can you fetch any meta data on a customer's saved card? For example if a single customer has four saved cards you might want to present it as: * Visa ending in 1234 * MasterCard ending in 5678 Also, when a customer's card is expiring how are they prompted to enter an non-expiring card?

You can get the type and last 4 digits of the card. Right now, we only allow you to store one card for a customer -- something we'll probably change in the future.

Since we aren't putting ourselves anywhere in the front end of your app, we can't notify your customers when they have cards that are about to expire -- it's something you'll have to choose how you want to communicate.

Re: Stripe: instant payment processing for developers

#114

Post by Bartlet »

I operate in what the credit card processors consider to be a "high risk industry". It's nearly impossible for myself or my competitors to get a merchant account without a reserve. In other words, for every $1 we charge, the merchant bank holds X% in reserve (until we hit a certain threshold). Thus, if we tried to defraud customers by selling bad products and then "disappearing," the merchant bank could use the reserve to refund customers.

So, with that as a preface, how will Stripe deal with chargebacks? It seems like it would be very easy to set up a scam, e.g. a merchant sells phony inventory and then "disappears" when customers complain.

Re: Stripe: instant payment processing for developers

#115

Post by markokocic »

boucher wrote: post #99
julian37 wrote: post #85

This looks amazing. @boucher, sounds like support for Canada and the UK is in the pipeline, how about other EU countries such as Germany? In the meantime, can somebody recommend a (vaguely) similar service in/for Germany, or otherwise an old-fashioned payment processor that's less painful to deal with than others?

Germany is definitely on our list, thanks!

Can you share list of countries you expect to be supported "real soon now"?

It would be helpful to know if I should keep an eye on your service, or just forget about you fro another year or two.

Re: Stripe: instant payment processing for developers

#117

Post by [deleted] »

boucher wrote: post #91
abcd_f wrote: post #88

I was under the impression that if my website is asking for a credit card number that is later used for a transaction, then it needs to be PCI compliant. Perhaps, it is a Canadian specific, but this need for the PCI compliance is the major selling argument in favor of hosted payment services. And on a related note - is Stripe available outside of the US? (edit) Ah, found it. > Do I need to be in the United States to…

The exact details of PCI are pretty complex, but, roughly the answer is that any system that touches credit card numbers has to be PCI compliant. This means that if you take credit cards on your website, you need to be PCI compliant. But the exact requirements differ depending on your setup, and what Stripe helps you do is ensure the credit card information never hits a server owned by you. This drastically reduces t…

[deleted]

Re: Stripe: instant payment processing for developers

#118

Post by keeran »

boucher wrote: post #11
almost wrote: post #8

US only at the moment. Anyone know if they have plans for the UK? I would dearly love to say goodbye to PayPal forever.

We're definitely working on expanding to other countries. There's no definite timeline just yet, but it's one of our top priorities.

I've held off developing / launching a few small biz ideas because of the state of payment providers in the UK - ready and waiting to help you test when you're over here :)
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