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Stripe: instant payment processing for developers

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Re: Stripe: instant payment processing for developers

#91

Post by boucher »

abcd_f wrote: post #88

I was under the impression that if my website is asking for a credit card number that is later used for a transaction, then it needs to be PCI compliant. Perhaps, it is a Canadian specific, but this need for the PCI compliance is the major selling argument in favor of hosted payment services. And on a related note - is Stripe available outside of the US? (edit) Ah, found it. > Do I need to be in the United States to…

The exact details of PCI are pretty complex, but, roughly the answer is that any system that touches credit card numbers has to be PCI compliant.

This means that if you take credit cards on your website, you need to be PCI compliant. But the exact requirements differ depending on your setup, and what Stripe helps you do is ensure the credit card information never hits a server owned by you. This drastically reduces the scope of your compliance to a simple questionnaire.

As for being outside the US, not quite yet. We're working hard on that front though, so stay tuned.

Re: Stripe: instant payment processing for developers

#92

Post by klaut »

boucher wrote: post #11
almost wrote: post #8

US only at the moment. Anyone know if they have plans for the UK? I would dearly love to say goodbye to PayPal forever.

We're definitely working on expanding to other countries. There's no definite timeline just yet, but it's one of our top priorities.

i am your customer as soon as you do this :)

Re: Stripe: instant payment processing for developers

#94

Post by jfruh »

I'm not a developer, but I am considering selling things through my website and maybe also selling things in person outside any shop. Is there any particular reason I would pay a developer to build this into my site rather than just using Paypal (which I've used for years and had no big complaints with) and/or Square?

Re: Stripe: instant payment processing for developers

#95

Post by boucher »

namityadav wrote: post #84
ryanwaggoner wrote: post #73

What about lock-in? This is awesome for getting started fast, but what happens when you have 100,000 subscribers and you want to switch to Braintree or someone to get some better pricing?

I would also like to know about this. Their solution looks great! But I'd want to ensure that if this company goes under, or if it doesn't do what it promises, there's a way for me to get ALL of my data (subscribers, past payments, other details) and switch to another provider.

See the sibling post for more info on moving credit cards to another provider, but as for everything else (customer info, subscriptions, charges, etc.) everything is available through our API (https://stripe.com/api/docs).

Re: Stripe: instant payment processing for developers

#96

Post by pitdesi »

marquis wrote: post #90
pitdesi wrote: post #31

EDIT: removed so as to not hijack another announcement. Was not the intention, just wanted to offer something people thought was useful.

Do you do recurring billing? It's not clear with a quick view of the documentation. Or do you expect that individuals are provided sufficient information to build their own (easy?) recurring systems? If you do, we'll look at moving immediately. We'd not only be saving money but your API doesn't confuse the hell out of my like what we're currently using.

You got it. We don't handle the recurring stuff for you, but we give you back a token that lets you bill your customer cards on a recurring basis. We have other customers who are doing this on their own.

Re: Stripe: instant payment processing for developers

#97

Post by megaman821 »

Can you fetch any meta data on a customer's saved card? For example if a single customer has four saved cards you might want to present it as: * Visa ending in 1234 * MasterCard ending in 5678

Also, when a customer's card is expiring how are they prompted to enter an non-expiring card?

Re: Stripe: instant payment processing for developers

#98

Post by kayoone »

julian37 wrote: post #85

This looks amazing. @boucher, sounds like support for Canada and the UK is in the pipeline, how about other EU countries such as Germany? In the meantime, can somebody recommend a (vaguely) similar service in/for Germany, or otherwise an old-fashioned payment processor that's less painful to deal with than others?

we use infin.de for mobile/phone payments but they also offer credit card and direct debit. The site looks dated but their service and experience is really good!

Re: Stripe: instant payment processing for developers

#99

Post by boucher »

julian37 wrote: post #85

This looks amazing. @boucher, sounds like support for Canada and the UK is in the pipeline, how about other EU countries such as Germany? In the meantime, can somebody recommend a (vaguely) similar service in/for Germany, or otherwise an old-fashioned payment processor that's less painful to deal with than others?

Germany is definitely on our list, thanks!

Re: Stripe: instant payment processing for developers

#100

Post by dsrikanth »

boucher wrote: post #68
davidcuddeback wrote: post #49

Earlier quoted context omitted.

Sure, but other companies, e.g., Spreedly, let you outsource PCI compliance as well. This is the first I've seen that let's you get away without having a merchant account.

We're abstracting away the problem of having a merchant account, because we generally believe there are too many complex moving parts.

Wow! This feature is what I was looking at. Glad to have something processor that doesn't need me to have a merchant account. Sweet!
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