101–110 of 118 posts
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Or you could keep multiple accounts, with just what you're going to spend in the next week or two in your child going account, and everything else in savings. You could still lose some money (hopefully to be refunded), by not enough to sink you.
And risk going overdrawn each week, with all the added costs and fees that brings, if you happen to get your estimated spending slightly wrong.
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Or you could keep multiple accounts, with just what you're going to spend in the next week or two in your child going account, and everything else in savings. You could still lose some money (hopefully to be refunded), by not enough to sink you.
I already have multiple accounts. But to give up 2% cash back I get on my credit card to use a debit card.. now you want me to make a shell game of bank accounts? Just so I can use debit? Makes no sense, Credit solves these and so many other problems without extra work.
Dell EqualLogic™ and EqualLogic-branded products, Dell|EMC, EMC and VCE-branded products, Dell Compellent™ and Compellent-branded products, Dell KACE™ and KACE-branded products, Dell Force10™ and Force10-branded products, PowerVault ML6000 tape libraries, PowerVault DL and DR products, Dell SonicWALL™ and SonicWALL-branded products, Dell Wyse™ and Wyse-branded products, Dell Quest™, Quest™, ScriptLogic™ and VKernel™…
That's crazy. 90% of random eBay sellers take returns. I would never have expected Dell to pull shit like this.
Dell EqualLogic™ and EqualLogic-branded products, Dell|EMC, EMC and VCE-branded products, Dell Compellent™ and Compellent-branded products, Dell KACE™ and KACE-branded products, Dell Force10™ and Force10-branded products, PowerVault ML6000 tape libraries, PowerVault DL and DR products, Dell SonicWALL™ and SonicWALL-branded products, Dell Wyse™ and Wyse-branded products, Dell Quest™, Quest™, ScriptLogic™ and VKernel™…
That's crazy. 90% of random eBay sellers take returns. I would never have expected Dell to pull shit like this.
Earlier quoted context omitted.
That's crazy. 90% of random eBay sellers take returns. I would never have expected Dell to pull shit like this.
Thats why after 8 years, i have 100+ reviews, with 100% feedback. shit i should put that on a resume.
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It may be for protection of other customers. A bad actor could order some of those devices, flash the firmware with an evil version(or somehow modify it), and then send it back to dell.
(Shrug) So send it back to the factory for reconditioning. Charge the customer a reasonable restocking fee to cover the associated costs, if it happens enough to be a problem. What? The factory can't restore the firmware to as-new condition? That's a bit of a problem in itself, isn't it?
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You are so right! In the early days (1960s/1970s), credit card companies welcomed (perhaps even sponsored? I don't remember) the legislated responsibility for risk because it encouraged the uptake of credit cards. Nowadays, of course, almost everyone has a card and almost every merchant needs to take them. So the card cartels were able to shift part of the burden onto the merchants, and in particular the smaller ones…
> When you buy something online or swipe, send the CC come any a check that same day. Having to write out checks daily kind of defeats the purpose of using a credit card instead of a checkbook.
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I think it's only in the past decade or so that it was legally required to refund disputed charges within 10 days, so it could be an older story. However, lot's of banks make it really easy to overdraw funds when using a debit card. In particular the ordering of transactions can cause you to overdraw (consider charge/refund/charge when a mistake was made; the bank could order it charge/charge/refund and you are now p…
You're saying that if you had a debit card fraud incident that pushed your Chase card into overdraft, they wouldn't reverse the overdraft charge? Even Key Bank did that for me, back in 2005. I have never had a Citibank overdraft charge stick, either --- for any reason. Have you been asking them to reverse charges? Any time I have any trouble with any account ever, I always say "can you check if this generated any ove…
The point was that my experience with Chase sans fraudulent charges makes me believe that it would take months to see the money in the days before it was illegal for them to do so.
Since you mentioned Citibank, I've never banked with them, but I did have a visa with them back in college. I was young so only had the card for 18 months, but I'd never had a single late payment when a bill got put in the wrong mailbox in my dorm. By the time I got it, it was 2 days before it was due. I called up Citi (2 days before the due date) and asked them if they could waive the late fee/interest provided it was posted the following day. The answer was no and they had an additional fee (which they also wouldn't waive) for doing a bank transfer, which would save me from the late fee. I told the I'd do that and to please close the account. Asking to close the account got me to talk to his manager, but they didn't bend on any of the fees.
I've had much better customer experience with credit cards from Discover, American Express and (somewhat ironically given my banking story) Chase.
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My debit card is a Visa with the same protections as a credit card, and in the rare cases where I've had fraudulent charges, I was granted an immediate temporary credit back of the funds, which was made permanent upon the completion of the investigation.
Credit union or bank?