Really enjoyed this post, but I think some of her thoughts point to the root of the problem. > I started by trying to buy each of them separately. > $1.50 is a lot to pay for a song So she wanted to compensate each artist for the songs she loved, but only at an amount of her choosing? I'm assuming she was expecting 99 cents, so we're essentially haggling over $0.50 here. This shows why the advertising model is so pre…
The credit card situation is a completely separate concern, but a very big one. I still don't understand why there's no better international online payment method. There's a great Dutch online payment method, but that's only used by Dutch sites and a few really big ones (like Steam) that can afford to implement national payment systems. Why that system hasn't been implemented on a larger scale, I still don't know.
Only once have I canceled a credit card before it expired, and that was after finding out that a popular hostel booking site let the hostel managers look up all credit card details, including the CVV number, for all bookings. I talked to the manager at the place we stayed for a few nights in Lima, Peru, and he told me that the site would only show the details once (or for a limited period), so they would always print the page. Of course they kept the printouts in a binder in the common area of the hostel...
I really don't understand why USA has such a big problem with credit card fraud, and how that problem became big enough that people would actually avoid paying online, with the exception of major chains/processors (Amazon, Paypal, etc).
Although, come to think of it, Denmark is a bit of an outlier. We have a national credit card, Dankort, that was conceived and implemented sometime in the 1980s (I'm a bit too young to remember the details...). It was written into law, and part of the law was that transactions should incur no costs on the user, which resulted in massive adoption, to the benefit of both the banks (who were proponents of the Dankort before its introduction) and the consumers.