If your company cannot afford to stay in the black with real employees (as opposed to contractors), you need to re-evaluate your business model. Edit: and the downvotes are rolling in! Would anyone who has downvoted this comment care to share why?
Or perhaps we need to re-evaluate our laws surrounding employment. Events like this (supposing they were caused by employment laws) are perfect illustrations of how overregulation kills jobs.
We already have a baseline level of retirement covered with Social Security. Companies who want to attract more talented employees offer enhanced retirement benefits in 401k plans or other incentives like stock options.
I propose we should give everyone healthcare regardless of employment; the exchanges should be open to all and offer Medicare as the baseline plan for free to anyone who wants it. I further propose that the government provide unemployment that matches your salary for 3 months, 80% for 9 months, then 50% for a year. I also propose free training and schooling so people can switch careers if needed. Now getting fired or "laid off" doesn't mean destitution... it means time to find a new job or go back to school to train for a different one. Then employers can be free of a lot of these pesky "regulations" and "taxes". We can pay for it by soaking billionaires with taxes which won't have any negative effect on our economy because we are overflowing with capital seeking return right now (and have been for 15-20 years). The only downside is listening to them whine and moan about how oppressed they are because they're money-penis isn't as big as they'd like.
... or were you just talking about fucking over everyone but the billionaires? (That's usually what "overregulation" means in this context)