Earlier quoted context omitted.
Most people won't think twice about the link in the email. They'll usually stop at the login screen because it doesn't look right, has a wrong URL, etc. Having done a lot of work in this area I can tell you that I'm definitely not in the minority. Clicking the link from a secure VM sure puts me in the minority, but just clicking the link? Lots of people do that and then get suspicious. That's why you need two steps t…
I'd received an email on my corporate email address from some courier service claiming that they weren't able to deliver a package to me. The email also contained a link which upon clicking took me to a page which displayed the message "congratulations! You've fallen prey to a phishing attack". Later we realized that this was a test conducted by the firm (a large investment bank) that I work for!
You can ring an intercom in any big apartments block and ask to be opened the door to deliver whatever, most of the time you'll find a resident to open. No reason for it to not work in emails :)