Earlier quoted context omitted.
I wonder if those sell simply because of their positions in the market. Is the average consumer knowledgeable to know whether they need 240 GB, 2 TB, or 6 TB? Or do they simply compare prices and sizes and choose whatever they think is the best value? A 2 TB drive might just be another example of the 2nd cheapest wine trick?
There are 3 reasons people need to buy a new computer- too slow, ran out of HD space, or too slow and ran out of HD space. It was true 10 years ago and even more true now. Backup your 32GB phone a few times and you're wondering where all the space went. It's more like insurance. You buy as much as you can afford. That's why it's painful to by a new MacBook Pro these days. 1TB is very expensive compared to the 1TB I c…
Somewhat OT, but I have to say something about that. With insurance you are almost always better off buying as little as you can afford. The more risk you can afford to take on yourself, the better a deal you get on your insurance. This is why a company like Hertz doesn't buy insurance at all for their fleet: they can spread the risk across all their cars, so they self-insure.
In fact, there are some cases where the "better" insurance is always a worse deal. I've seen this in several employer medical insurance plans where there are two or three different levels of PPO plans with varying deductibles and premiums.
The last couple of Blue Shield plans I looked at were like this. There would be two PPOs with the same doctor network and such, so you could simply compare on the numbers. The more expensive plan offered lower copays and deductibles, but unless you have a large number of prescriptions and doctor visits, you'd never make up the difference - with the more expensive plan you'd be paying more every month regardless.
And in any case, the number you really care about on medical insurance - which seemingly few people pay attention to - is the annual out of pocket max. That's your worst case scenario cost-wise. If you hit the out of pocket max, everything is covered after that.
In the plans I looked at, both the cheapest and most expensive plans had the same out of pocket max. So in almost every case, people who sign up for the more expensive plan are simply spending more money for the same coverage.