561–565 of 565 posts
> The only things they have in common are that their main products are websites with tertiary features that let you buy things. Yet both of them ended up scrambling to write their own payment platforms from scratch. What the fuck is going on? * Raises hand * I was the first dev hire at Datacash and wrote their back-end servers. Datacash only came into existence because an earlier (circa 1995-96) startup trying to sel…
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> cash flow is really the only upside to paying off a mortgage decades early. In my limited experience, the freedom of not having a mortgage and a car loan, or any other type of debt, far outweighs the benefits of just cash flow. We now have a sense of freedom we didn't have Before. I think it is going to be very individual how one reacts to it, but for us having a minimal mortgage or none has made a big difference f…
Unfortunately, because of the way monetary policy is structured, it is not possible for all, or even most, to live without debt. Debt is fundamental to our economy. You can only be without it if someone else takes on some amount of debt.
I am not saying debt isn't a fundamental part of policy, but in a place like Sweden actually not having more debt than you can handle is possible. http://www.scb.se/sv_/Hitta-statistik/Artiklar/Bostadslanen-...
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Nothing wrong with debt and being at peace with it. Why doesn't it make sense to you? (I genuinely want to know your opinion)
Being in debt limits your freedom. We all need to provide for our well being but why take on more than is necessary?
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Or not really Shengen. But as EU citizen I don't really care. Bulgaria has 10% flat rate. Cheap cost of living also.
Or not really Shengen. But as EU citizen I don't really care. Bulgaria has 10% flat rate. Cheap cost of living also. You have to learn the Cyrillic alphabet on top of learning a Slavic language though! I tease, I tease. Isn't Bulgaria due to join the Schengen area pretty soon? Inside the next couple of years, at least?
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This isn't burnout: " I stay up hours later than I mean to, not even doing anything, just trying to put off sleeping — because the next thing I experience will be waking up and going back to work." This is straight up depression. We need to stop using office-cliches like "burnout" and start addressing the very real mental health issues in the tech industry. Maintaining my mental health is like staying in shape, eatin…
I thought that feeling was just normal. I've experienced it basically since I started working in tech. I can't imagine most people want to actually wake up and go to work. It's not possible. The funny part is I find myself dreaming of going back to stocking shelves at a grocery store like I did in high school. I'd never make enough money to support myself doing something like that though. I romanticize the Peter Gibb…