Android Pay is coming • Hacker News Board

Re: Android Pay is coming

#21

Post by untog » Thu, May 28, 2015, 8:14 PM UTC

[deleted] wrote: post #17

[deleted]

You can do exactly what you just outlined using Venmo (in the US). Or any number of other solutions worldwide. With the added benefit that you're transferring currency which you can easily put in your bank account and spend absolutely anywhere you want.

Bitcoin is great, but let's not pretend it is ready to be the go-to money transfer solution for everyone.

Re: Android Pay is coming

#22

Post by soggypenny » Thu, May 28, 2015, 8:17 PM UTC

joshmn wrote: post #2

I've found myself more interested in Stripe's UI/UX than the product itself. Not that the product isn't anything less than mint, it's just that their front-end developers are so amazing.

Yes, it's beautiful. However, looks like there's no form validation on the email submit. I just submitted "r" as an email address.

Re: Android Pay is coming

#23

Post by Bud » Thu, May 28, 2015, 8:21 PM UTC

Read: Android Pay is being re-marketed until we find a way that we think might catch on. This time.

Re: Android Pay is coming

#24

Post by tonyhb » Thu, May 28, 2015, 8:22 PM UTC

You should be able to do this without stripe in a few lines of code. HTML5 has `requestAutocomplete` which, on Chrome, can load Google Wallet, fill out the payment form using a proxy card, and submit the information.

http://www.html5rocks.com/en/tutorials/forms/requestautocomp...

It's not a complete solution (because it's only on chrome), but it's pretty cool and built in.

Re: Android Pay is coming

#25

Post by smackfu » Thu, May 28, 2015, 8:51 PM UTC

zrail wrote: post #11

nly wrote: post #9

I'm curious how Android Pay works on the retail side. Does it use a traditional VISA payment terminal system or are Google running some sort of server-side payment hub? I'm assuming, for instance, we won't see Android Pay integration in to Bitcoin apps any time soon.

Based just on Google's blog post, this seems like another implementation of the standard that Apple helped create and push through with the banks and card networks for Apple Pay. They mention tokenization and virtual card numbers, which is exactly how Apple Pay works.

Did Apple really push it through? They weren't mentioned when the spec was released, six months before Apple Pay was announced.

http://www.nfcworld.com/2014/03/11/328236/emvco-publishes-to...

Re: Android Pay is coming

#26

Post by ceejayoz » Thu, May 28, 2015, 8:58 PM UTC

soggypenny wrote: post #22

joshmn wrote: post #2

I've found myself more interested in Stripe's UI/UX than the product itself. Not that the product isn't anything less than mint, it's just that their front-end developers are so amazing.

Yes, it's beautiful. However, looks like there's no form validation on the email submit. I just submitted "r" as an email address.

Not sure why you're getting downvotes, for such a slick page basic email address form validation is an odd omission.

Re: Android Pay is coming

#27

Post by bengalister » Thu, May 28, 2015, 9:16 PM UTC

nly wrote: post #9

I'm curious how Android Pay works on the retail side. Does it use a traditional VISA payment terminal system or are Google running some sort of server-side payment hub? I'm assuming, for instance, we won't see Android Pay integration in to Bitcoin apps any time soon.

For payment in store, it is standard EMV contacless payment (with some specificities for HCE) like for contactless physical credit card. Therefore you should be able to pay with any NFC enabled Point Of Sale connected to payment networks (Visa/Mastercard at least I assume for Android Pay).

This payment solution relies on tokenization. Tokens are mapped to physical payment cards (Google will probably act as a Token Service Provider). Tokens once provisioned on the mobile hold among other things a Digitized Personal Account Number + a set of single use payment keys (or limited use keys) for payment.

Re: Android Pay is coming

#28

Post by digi_owl » Thu, May 28, 2015, 9:51 PM UTC

objclxt wrote: post #15

Yeezy20 wrote: post #13

Earlier quoted context omitted.

No, it's more like a sdk. Wallet is it's own app that uses pay. So you can integrate pay into things using nfc more easily. I am not sure on how apple pay works as a sdk.

On Android the Google Wallet app is being replaced by Android Pay, so it is more of a re-brand.

Seem like a mix of things.

Yep, the app is rebranded.

But they are also now partnering with banks etc rather than sitting as some generic middle man. Basically they seem to have copied Apple in this regard, and bent to the demands of the banks.

Re: Android Pay is coming

#29

Post by nine_k » Thu, May 28, 2015, 11:23 PM UTC

soggypenny wrote: post #22

joshmn wrote: post #2

I've found myself more interested in Stripe's UI/UX than the product itself. Not that the product isn't anything less than mint, it's just that their front-end developers are so amazing.

Yes, it's beautiful. However, looks like there's no form validation on the email submit. I just submitted "r" as an email address.

As long as you can receive a confirmation email, any address could work :)

But basic \S+@\S+ check on the UI side won't hurt and would be courteous.

Re: Android Pay is coming

#30

Post by nightpool » Thu, May 28, 2015, 11:49 PM UTC

nine_k wrote: post #29

soggypenny wrote: post #22

Earlier quoted context omitted.

Yes, it's beautiful. However, looks like there's no form validation on the email submit. I just submitted "r" as an email address.

As long as you can receive a confirmation email, any address could work :) But basic \S+@\S+ check on the UI side won't hurt and would be courteous.

But what if I worked at stripe and only wanted to type my username? :D