> Young people say this a lot, but I don't hear people in their 80s say it.When you are young those five years don't look that attractive: you are older, slower, half your friends and family are gone, you might not have any money to support the life you want depending how the economy goes, and so forth - so having a bit more fun now seems like a good compromise. Once you get older then you realise that any time is worth having as there are still more things you want to do and more time you want to spend with people than you might have time for left.
Of course having too much "fun" now means that your old decrepit years come sooner because your body will fall apart faster, so that really isn't the good compromise is might seem to some - you start paying in good years as well as the later ones you might be dreading at this point in your life.
To be far far more flippant about it, my reasoning up to a few years ago was:
"My main worry is being able to afford to live a content life beyond a certain point so my current pension plan is to not live long enough to need a good pension. Hence my drinking habit: I'm investing heavily in cirrhosis futures!"
Having started to see some of my older friends in bad conditions, various people in my life having less serious but still significant health scares, I changed my mind about that quite a bit. Had I not decided to shape up back then, an old friend my own age (mid 30s) shuffle off to the crematorium rather prematurely recently might have made me do it. I might not care about those last few years in my 80s now, but I certainly care about hanging around for a good few years yet. I've got places to see and people to do!