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Razorpay (YC W15) offers Stripe-style payment experience in India

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Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#81

heyy congrats harshil a long way to go many startups are gonna place trust in you ( including mine) , ball is in your court , win them over good luck P.S what will be procedure of shifting from CC avenue to razorpay and get wallet service as soon you can

Thanks a lot for your trust. I don't have much idea of how you have integrated with CCAvenue, but our docs are pretty easy to understand and explain integration steps pretty well.[0]

[0]: https://docs.razorpay.com/

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#82

Co-founder Harshil here. We built this when we saw how the payments experience was a mess in India compared to the western world. The payments in India are much more complex than USA and Europe because of the strict regulation, multiple payment methods and unreliable bank gateways among other things. Consequently, the on-boarding experience sucks and failure rates are in double digits. We aim to tackle these issues a…

How do you handle recurring payments without the user having to enter their PIN (or whatever again). I'm talking about subscriptions like in Stripe? Also, how do you get around the step where the user is redirected to the bank page to enter the 3D secure pin / internet banking password / IPIN?

We currently don't support recurring payments, but it is in the plans. It won't be as easy as in US-based gateways since recurring payments are not really supported by RBI.

Harshil and shk answered this here as well: https://news.ycombinator.com/item?id=9250136

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#84

sorry for the noob question but what will be the way to send a payment confirmation sms to customer ( magento)

Once the payment is confirmed, our integration passes the control back to your code. You can use any sms API such as twilio to send the sms then.

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#85
post #44

Earlier quoted context omitted.

I know you guys have used Stripe like experience to describe razorpay. We used to use Payzippy which was similar though had a few glaring differences. I had a couple of questions as we need something like this. Could you outline the differences due to the legal framework? Do you allow tokens/can customers save cards?, what about 3Dsecure? Can we use POST like api calls or do we use a very customisable iframe? Can you…

Payzippy was better but still was cumbersome to integrate, we have a much easier experience, you can checkout https://docs.razorpay.com for more info. - We do not support card tokenisation right now, it is in roadmap. - We do support 3D secure but handle it compeltely on our end, the merchant need not worry about handling it. - Right now, we provide iframe integration, but we will support POST calls very soon. Frankl…

Formatted:

- Payzippy was better but still was cumbersome to integrate, we have a much easier experience, you can checkout https://docs.razorpay.com for more info.

- We do not support card tokenisation right now, it is in roadmap.

- We do support 3D secure but handle it compeltely on our end, the merchant need not worry about handling it.

- Right now, we provide iframe integration, but we will support POST calls very soon. Frankly, not many customers have asked for it.

- We support Authorization and Capture Based payment but yeah pre-auths like those in US are not supported because of regulatory hurdles.

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#86
post #53

Earlier quoted context omitted.

Thanks. One of my friends was looking at building a bill pay portal (akin to freecharge) with a wider set of endpoints. Will get further questions clarified via an email. And BTW, the API docs via readme.io - real good!

Sure, drop us an email at contact@razorpay.com and we can take that further. Yeah, Readme is part of current YC batch, they are awesome!

Thanks for the props, Harshil! ReadMe is psyched to be working with you; you've done a great job with our product!

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#87

sorry for the noob question but what will be the way to send a payment confirmation sms to customer ( magento)

Once the payment is confirmed, our integration passes the control back to your code. You can use any sms API such as twilio to send the sms then.

thankss

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#88

Will you be adding support for recurring transactions for non indian credit cards?

Hi, We plan to in the future. We haven't many people requesting it since most of them have majority of Indian customers which can not have recurring billing

How will you reconcile recurring payments with 3D secure requirements?

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#89
post #88

Earlier quoted context omitted.

Hi, We plan to in the future. We haven't many people requesting it since most of them have majority of Indian customers which can not have recurring billing

How will you reconcile recurring payments with 3D secure requirements?

We have a few tricks up our sleeve.

Re: Razorpay (YC W15) offers Stripe-style payment experience in India

#90
post #30

Where can I try your payment experience? The TC article says you're live on Shifter, NanoWE & Zostel. But, Shifter doesn't seem to have an online payment option, Zostel redirects me to PayU and cannot find anything to buy on NanoWE.

Hi, this is Akshay, founder at NanoWE. Our marketplace is live at www.nanowe.com/demo but isn't open yet for buying products. We're using Stripe for the US customers and recently successfully tested and integrated Razorpay for the Indian customers. I'd recommend Razorpay as it eliminates the pain of too much paperwork - and of course their support is amazing, the team always goes a step ahead to help you onboard!
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