I wouldn't be surprised if Apple follows the trend and introduces payments through imessage. They could make it pretty simple if they link it to Apple Pay/Touch ID.
Send Money to Friends in Messenger
171–180 of 293 posts
Re: Send Money to Friends in Messenger
#172I skimmed through the comments and thought "What is Venmo and how terrible am I for not knowing about it sooner?"
I then searched for the term on the page and noticed that the term is largely clustered around two threads; one of which the users both drop the name so much I had to check if they worked for the company.
No offense to those who enjoy Venmo and its services, but this thread is a great example of HN commentary echo; it's way louder in here than it actually is.
Re: Send Money to Friends in Messenger
#173Introducing Snapcash! https://www.youtube.com/watch?v=kBwjxBmMszQ
10K likes to 13K dislikes on that video and comments now disabled.
Guess that indicates how much people like Snapcash.
Re: Send Money to Friends in Messenger
#174"Hey RELATIVE it's me here on Facebook I had to get a new account because I'm in trouble here in FOREIGN COUNTRY so please send me money. It's really easy and I need it bad! Just enter your credit card and I will be saved!" I know, I know, it's not the tool...but I am reminded of a certain scene from The Fifth Element... "I hate warriors, too narrow-minded. I'll tell you what I do like though: a killer, a dyed-in-the…
Well in this case it looks like you need to be friends, so any spam requests from non-friends would likely go into the never seen abyss that is the 'other' folder. That being said, if you haven't ever checked your 'other' folder you probably should. Last time I saw this mentioned people had missed wedding invitations, potential dates and more from people they weren't facebook friends with trying to reach them. You ge…
Hrm, well I barely acknowledge that I have an account so I wouldn't really say I've been missing them, Bob.
Re: Send Money to Friends in Messenger
#175Earlier quoted context omitted.
"The total for both of us was $55, so you owe me $27.5." "OK, here is some random bank's ATM which charged me $44 to get $40 (2 x $20) out, and now you say you don't have $12.5 in change on you ... well, shit." ... "What will you prefer: GWallet or FB ?"
Which horrendous country are you living in where ATMs charge $44 for a withdrawal?
"$44 to get $40" => $4 in fees for using another bank's ATM. This is very much within the ballpark range for USA at least.
Sidenote: Usually such fees are O(1), i.e., independent of the actual amount being withdrawn (and even applies to non-monetary transactions, such as balance inquiry).
Re: Send Money to Friends in Messenger
#176Do people honestly conduct this much commerce with their friends and family that they require an intermediary service for it?
Re: Send Money to Friends in Messenger
#177I skimmed through the comments and thought "What is Venmo and how terrible am I for not knowing about it sooner?" I then searched for the term on the page and noticed that the term is largely clustered around two threads; one of which the users both drop the name so much I had to check if they worked for the company. No offense to those who enjoy Venmo and its services, but this thread is a great example of HN commen…
Actually, I think it's an example of a generation gap. HN skews older than Venmo.
http://www.businessinsider.com/venmo-splitting-a-group-check...
Re: Send Money to Friends in Messenger
#178Earlier quoted context omitted.
When you get used to something like Venmo, and a critical mass of friends are using it, it's amazing how effortless it is. Take a cab somewhere, one person pays with their credit card, the other people settle up in the next 30 seconds. Done.
It's the critical mass of friend's that key though. Hell, Paypal is just as effortless once that critical mass is hit, and that's has been around since 1998.
Paypal's UX has changed to be simpler, but I don't think they even had a mobile app for the longest time. It was also several inputs, such as choosing the type of transaction to make sure you don't get charged a fee for sending money to your friend.
I'm not going to go home and remember to paypal on my desktop when I could just use the venmo app to send you money right after you paid.
Re: Send Money to Friends in Messenger
#179It's an interesting feature, but it seems unlikely that enough people will add their card information to Facebook to make it worthwhile, considering that both the payor and payee need CC information included for the payment to work. On a related note, this continues Facebook's unfortunate user-interface decision to replace the simple "send" button in Facebook Messenger with a row of increasingly crowded and not-parti…
After a week or so for people to adopt it send out $1 gifts to 100,000 (or however many that will represent a rounding error in dollars) people with accounts meeting some set of activity requirements, who have not yet signed up. They then have to enter their info to claim it, once their info is entered they have no barrier to use it and may send money to others further spreading it. Also publicize that you will be gi…
Plus Facebook can mine the FB social graph to figure out which people to incentivize with gift payments, to maximize viral spreading.
Re: Send Money to Friends in Messenger
#180Earlier quoted context omitted.
"Oh wait, that's not my bank's ATM. I don't want to be charged a $4 fee. Oh well, I'll get you next time." ATM's are not a good solution. I don't want to pay $24 to give someone $20 because of ATM fees. Or wait in a long line (assuming you are at a busy location/area) to get the money.
Why is anyone still paying ATM fees??? Change to a bank that refunds the fee.
Ah, yes, instead of using Square Cash, I'll just have all my friends change banks! ;)