> Yea I see the point, but there will always need to be an asterisk after the statement, "a biometric is a username, not a password", because it's only valid in the sense there are concerns about the security of the biometric template. Down the line maybe we'll figure out this spoofing/liveness test thing, but we won't find out while many instantly write off the merit of the system to begin with.
Any sensor accurate enough to perform biometrics is simultaneously accurate enough to create a spoof capable of fooling the authentication sensor. The only way to avoid this requires an active activity, at which case you've just duplicated the password [e.g. the act of typing is identical to the act of sufficient action to make it virtually impossible to duplicate] which has better known security characteristics.
> I did mention this somewhat in the original post. Saving a raw biometric template (minutiae points or whatnot) is synonymous to keeping a database of plain text passwords. It's just wrong. The data breaches (Uber, Target, etc.) are proof that in 2015, we still have this problem. I would never trust a start-up or large corporation with consumer grade biometric authentication. However, on my laptop a different story...i've been using the Thinkpad fingerprint reader for years and love it.
A single breach and you cannot rely on biometric data for life is the reason this is only safe to use as a "username" and not a password. You won't be able to significantly change your biometrics w/o breaking other identification issues.
Biometrics are only valid as a username or secondary authentication factor.