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Send Money to Friends in Messenger

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Re: Send Money to Friends in Messenger

#61

Post by danso »

I wonder if there's potential for this to be a content-creator-payment platform? That is, make tipping a publication as easy as hitting a "Like" on any given story...you could even have it as an extra button (I think making it a default pop-up with every "Like" would be detrimental to the user experience, to the point that users would just stop hitting "Like" for stories they actually liked)...it wouldn't make much money for FB, perhaps, but it would create further adoption of the platform.

Edit: Not only might it increase adoption for the payments system, but it may further entice content creators to join FB's nascent content-platform ambitions: http://digiday.com/platforms/facebook-youtube-premium/

Re: Send Money to Friends in Messenger

#62

Post by nfoz »

zacharypinter wrote: post #6

At this point, I just want one of these pay-with-your-phone solutions to win and be ubiquitous. The current situation is almost comical. "Do you have Venmo? Haven't set that up yet, can you send over Paypal?. No, what about Square Wallet? Nope, what about Gmail?"

I want the govt / central banks to do it.

Re: Send Money to Friends in Messenger

#64

Post by mrjatx »

gk1 wrote: post #43
zacharypinter wrote: post #6

At this point, I just want one of these pay-with-your-phone solutions to win and be ubiquitous. The current situation is almost comical. "Do you have Venmo? Haven't set that up yet, can you send over Paypal?. No, what about Square Wallet? Nope, what about Gmail?"

"You owe me $20" "OK, hold on, here's an ATM." ... "Here you go."

"You owe me $20" "Ok, hold on, let me get into my car, drive down the street, look for parking, get out of my car, wait in line, pay an extra $1-4, drive back down the street, look for parking, exit car, then hand you your $20 that just cost me about $30 in time, effort and gas."

But maybe I'm cynical because I'm in Austin and driving anywhere is just miserable.

Re: Send Money to Friends in Messenger

#65

Post by andrepd »

zacharypinter wrote: post #6

At this point, I just want one of these pay-with-your-phone solutions to win and be ubiquitous. The current situation is almost comical. "Do you have Venmo? Haven't set that up yet, can you send over Paypal?. No, what about Square Wallet? Nope, what about Gmail?"

Don't forget about Bitcoin.

Re: Send Money to Friends in Messenger

#66

Post by logicallee »

6stringmerc wrote: post #26

"Hey RELATIVE it's me here on Facebook I had to get a new account because I'm in trouble here in FOREIGN COUNTRY so please send me money. It's really easy and I need it bad! Just enter your credit card and I will be saved!" I know, I know, it's not the tool...but I am reminded of a certain scene from The Fifth Element... "I hate warriors, too narrow-minded. I'll tell you what I do like though: a killer, a dyed-in-the…

All right, I used the same address as last time.

-bitcoiner's fantasy.

Re: Send Money to Friends in Messenger

#67

Post by BinaryIdiot »

josephschmoe wrote: post #47

Honestly, I'd feel very uncomfortable making giving money this easy. Even with a physical wallet, it's still a two-step process.

Depending on the arbitrary counting methodology you want to use you could easily say this is the same amount of steps. For your physical wallet you take wallet out, you get money, you swipe, you sign. For Facebook the first time you open a chat with your friend, you click button, get wallet out, you enter information, you enter amount, you send. The subsequent times it's you opening a chat with your friend, clicking the button, entering the amount, sending.

I'm just trying to illustrate that the amount of steps required is arbitrary and doesn't really indicate security. Sure feeling uncomfortable is fine but at least this way is safer than a physical wallet simply because you can't have your cards or cash stolen and worst case your phone is stolen you can login on a computer and deauthorize the phone (plus you can use a pin).

Re: Send Money to Friends in Messenger

#68

Post by andrepd »

bluetidepro wrote: post #57
gk1 wrote: post #43

Earlier quoted context omitted.

"You owe me $20" "OK, hold on, here's an ATM." ... "Here you go."

"Oh wait, that's not my bank's ATM. I don't want to be charged a $4 fee. Oh well, I'll get you next time." ATM's are not a good solution. I don't want to pay $24 to give someone $20 because of ATM fees. Or wait in a long line (assuming you are at a busy location/area) to get the money.

Wait, there's a fee to withdraw money from ATMs? Never heard of such a thing.

Re: Send Money to Friends in Messenger

#69

Post by darkstar999 »

wongarsu wrote: post #30
TheSoftwareGuy wrote: post #7

Earlier quoted context omitted.

At least Gmail & Facebook are pretty widely used already though

But with both Google and Facebook essentially being advertising companies a notable amount of people are hesitant to give them access to personal data. That could be a real hindrance to them becoming ubiquitous payment providers.

> a notable amount of people are hesitant to give them access to personal data.

I bet this number is much lower than you think it is. People outside of the tech/hacker scene don't care about privacy (in this context). "Who cares if Facebook knows that I went to McDonalds?"

Re: Send Money to Friends in Messenger

#70

Post by walterbell »

bluetidepro wrote: post #57
gk1 wrote: post #43

Earlier quoted context omitted.

"You owe me $20" "OK, hold on, here's an ATM." ... "Here you go."

"Oh wait, that's not my bank's ATM. I don't want to be charged a $4 fee. Oh well, I'll get you next time." ATM's are not a good solution. I don't want to pay $24 to give someone $20 because of ATM fees. Or wait in a long line (assuming you are at a busy location/area) to get the money.

There are banks that refund ATM fees.
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