As a digital vendor who lives outside the US, I don't want to be at the mercy of PayPal's psychotic mood swings. What alternatives are out there to process payments and accept payouts from gumroad, paddle, Leanpub etc?
Ask HN: Paypal alternatives for vendors outside the US?
1–10 of 70 posts
Re: Ask HN: Paypal alternatives for vendors outside the US?
#2Bitcoin.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#3What are you selling?
I'd say Stripe, but it depends what you're selling: https://stripe.com/us/prohibited-businesses
If what you're selling in any way touches any of the things on that list, then you should get your own merchant account and handle it directly. It's messy, it's work you don't want to do, but the list of prohibited businesses put on you by your bank is much shorter than the list put on you by Stripe, PayPal, etc.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#4What are you selling? I'd say Stripe, but it depends what you're selling: https://stripe.com/us/prohibited-businesses If what you're selling in any way touches any of the things on that list, then you should get your own merchant account and handle it directly. It's messy, it's work you don't want to do, but the list of prohibited businesses put on you by your bank is much shorter than the list put on you by Stripe,…
I'm asking on behalf of completely legitimate businesses who provide typical digital products and services.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#5For European businesses Paymill might be an alternative. It works pretty much exactly the same as Stripe, just available in more/different countries.
Re: Ask HN: Paypal alternatives for vendors outside the US?
#6What are you selling? I'd say Stripe, but it depends what you're selling: https://stripe.com/us/prohibited-businesses If what you're selling in any way touches any of the things on that list, then you should get your own merchant account and handle it directly. It's messy, it's work you don't want to do, but the list of prohibited businesses put on you by your bank is much shorter than the list put on you by Stripe,…
Stripe is kind of limited on what countries they support (as merchants).
Re: Ask HN: Paypal alternatives for vendors outside the US?
#7Braintree (https://www.braintreepayments.com/)
Re: Ask HN: Paypal alternatives for vendors outside the US?
#8Bitcoin.
Stripe has Bitcoin suppport now: https://stripe.com/bitcoin
Re: Ask HN: Paypal alternatives for vendors outside the US?
#9What are you selling? I'd say Stripe, but it depends what you're selling: https://stripe.com/us/prohibited-businesses If what you're selling in any way touches any of the things on that list, then you should get your own merchant account and handle it directly. It's messy, it's work you don't want to do, but the list of prohibited businesses put on you by your bank is much shorter than the list put on you by Stripe,…
Computer technical support is in the high risk category?
Re: Ask HN: Paypal alternatives for vendors outside the US?
#10We use Paypal, Stripe, GoCardless (UK only I think), and Bitpay.
Although we are obviously aware of Paypal's mood swings, we haven't been the victim of any. So far all of the above have worked well for us. They've all been easy to integrate.