I am assuming you are an American citizen. If you haven't already, you need to: 1) call your Congressperson's local office (not DC) and ask for someone in constituent services who works with health care issues. Do this tomorrow. If your insurance company is denying you any care, and you have a paper trail, they should help. If your Rep can't help, then contact your two Senators' offices. Generally, Reps are much bett…
It seems awful to me that all of that effort is needed just to make sure your not screwed over by the insurance company :( Or is it just the norm and Im not used to it?
Changing to a public plan isn't going to make it better (since they will still be trying to control costs by not treating unnecessary things).
The one thing that will make it better is more integration, but then you have people complaining that the insurance companies are telling doctors what to do.
There is no perfect way to both: control costs by challenging doctors on what they bill, and at the same time not making it hard for people to get the services they need.