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Stripe – Apple Pay

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Re: Stripe – Apple Pay

#51

Post by skinnybatch »

druidsbane wrote: post #16
gameguy43 wrote: post #12

Earlier quoted context omitted.

Yeah, this is what I meant by my confusing question above.

One day they'll probably let you enter your user id and password to get it started then scan your fingerprint on a device to confirm. Why not?

my only issue with this has to do with the occasional lapse in recognition of the touch ID. if it can't read your fingerprint several times, it asks for your password code. touch ID is of course not theft-proof, but initially it's a slightly greater obstacle than a simple numeric code.

Re: Stripe – Apple Pay

#52

Post by arrrg »

saurik wrote: post #46
gameguy43 wrote: post #5

"Apple Pay doesn’t replace In-App Purchases. You should use Apple Pay when charging for physical goods (such as groceries, clothing, and appliances) or for services (such as club memberships, hotel reservations, and tickets for events). You should continue to use In-App Purchases to charge for virtual goods such as premium content in your app." Anyone understand why this is? Is there a reason I shouldn't let my users…

Everyone here talks about Apple's "30% cut" (which of course is nowhere near what Apple actually gets, as people don't take into account costs for the high transaction costs on these small purchases), but as someone who runs an App Store (and who has had to on numerous occasions here on Hacker News dispel the weirdly-pervasive myth that Apple makes meaningful money from their App Store, something trivially disprovabl…

Hey, I didn’t want to suggest it’s about squeezing money. You are certainly correct, Apple is much more directly involved with in-app purchases, so they also take much more ownership and responsibility for it. (Though I would also argue that this has a lot to do with the status quo. In-app purchases were quite new and there were no expectations about how to deal with them and who gets what. Credit card transactions are old and established and to get in on them you have to be competitive when it comes to fees and at least as convenient.)

Re: Stripe – Apple Pay

#53

Post by wodenokoto »

sliverstorm wrote: post #39
adamfeldman wrote: post #31

Earlier quoted context omitted.

Thanks for clearing that up. Assuming the Secure Enclave has a level of security comparable to the Secure Element, it'd be nice if the payment networks would trust it, but they're so notoriously conservative...and understandably want everyone using the same base tech to keep complexity lower. I think the bulk of my disappointment is that I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's (at th…

I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's impending launch of... I thought Apple was pretty notoriously bad about this sort of thing?

No, they are actually pretty good at this. Probably the best within the mobile phone space.

Re: Stripe – Apple Pay

#54

Post by cjantz »

eddieroger wrote: post #8
gameguy43 wrote: post #5

"Apple Pay doesn’t replace In-App Purchases. You should use Apple Pay when charging for physical goods (such as groceries, clothing, and appliances) or for services (such as club memberships, hotel reservations, and tickets for events). You should continue to use In-App Purchases to charge for virtual goods such as premium content in your app." Anyone understand why this is? Is there a reason I shouldn't let my users…

Apple's guidelines. In-App purchases can't be used for physical goods, but must be used for anything that does stuff through the app.

I think Apple needs to check on this very careful just because of some services like Uber offer services through the app and don't sell a physical good.

The opposite of this is, that you can't use Apples tier-pricing for services like that just because of it's usage-dependant and is reflected through actions in the real world.

I wonder how much effort Apple is going to put into checking on this actually. Especially because of services like Uber sell the ride. But what if the direct contract partner would be the driver and any service provider like that would just process transactions for comfort - so acting like a payment gateway for drivers.

Re: Stripe – Apple Pay

#55

Post by jedrek »

sliverstorm wrote: post #39
adamfeldman wrote: post #31

Earlier quoted context omitted.

Thanks for clearing that up. Assuming the Secure Enclave has a level of security comparable to the Secure Element, it'd be nice if the payment networks would trust it, but they're so notoriously conservative...and understandably want everyone using the same base tech to keep complexity lower. I think the bulk of my disappointment is that I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's (at th…

I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's impending launch of... I thought Apple was pretty notoriously bad about this sort of thing?

The iPhone 5 is fully supported under iOS 8.1, as far as what is technically possible (no touchID, for example).

Find out which flagship Android phones have an official 5.0 ROM and let us know.

Re: Stripe – Apple Pay

#56

Post by lemue »

cjantz wrote: post #54
eddieroger wrote: post #8

Earlier quoted context omitted.

Apple's guidelines. In-App purchases can't be used for physical goods, but must be used for anything that does stuff through the app.

I think Apple needs to check on this very careful just because of some services like Uber offer services through the app and don't sell a physical good. The opposite of this is, that you can't use Apples tier-pricing for services like that just because of it's usage-dependant and is reflected through actions in the real world. I wonder how much effort Apple is going to put into checking on this actually. Especially b…

A valid point, but I guess Apple will change the terms of service or will define services like Uber as physical good, since the service affects the real world and can not be realised through in-app purchases. I think that is what it is all about. They do not want Devs to opt out of in-app purchases and adopt ApplePay instead.

Re: Stripe – Apple Pay

#57

Post by andrewpi »

jedrek wrote: post #55
sliverstorm wrote: post #39

Earlier quoted context omitted.

I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's impending launch of... I thought Apple was pretty notoriously bad about this sort of thing?

The iPhone 5 is fully supported under iOS 8.1, as far as what is technically possible (no touchID, for example). Find out which flagship Android phones have an official 5.0 ROM and let us know.

There is no support for T-Mobile's Wi-Fi Calling on the iPhone 5, even though its almost identical to the iPhone 5C.

Re: Stripe – Apple Pay

#58

Post by fbpcm »

josephlord wrote: post #47
fbpcm wrote: post #40

Earlier quoted context omitted.

I've only heard about 5s supporting Apple Pay with Apple Watch.

I suspect that is because touchID is required so no plain iPhone 5 support.

Actually iPhone 5, iPhone 5c, iPhone 5s, iPhone 6 and iPhone 6 Plus can all do Apple Pay with the Apple Watch.

Re: Stripe – Apple Pay

#59

Post by fbpcm »

adamfeldman wrote: post #41
bobbles wrote: post #33

Earlier quoted context omitted.

The apple watch will allow for contactless payments via apple pay for people with the iphone 5/5s

And it owuld appear that in addition to contactless payments owning an Apple Watch will allow for in-app Apple Pay(ments) too

According to https://www.apple.com/apple-pay/ in-app Apple Pay does not work with Apple Watch.

Re: Stripe – Apple Pay

#60

Post by mrcwinn »

sliverstorm wrote: post #39
adamfeldman wrote: post #31

Earlier quoted context omitted.

Thanks for clearing that up. Assuming the Secure Enclave has a level of security comparable to the Secure Element, it'd be nice if the payment networks would trust it, but they're so notoriously conservative...and understandably want everyone using the same base tech to keep complexity lower. I think the bulk of my disappointment is that I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's (at th…

I upgraded to a 5s anticipating I wouldn't be totally shut out of Apple's impending launch of... I thought Apple was pretty notoriously bad about this sort of thing?

They're notoriously good about this. If a phone's processor lacks a component necessary to make it function, it will be difficult to compensate for that through software. I'm sure Apple would've loved to get an extra 50m folks using a payment network that they get a cut of, but they couldn't, so buy an iPhone 6 if you want to use it.
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