Earlier quoted context omitted.
shrug Just paid $750 for an iPhone 6, unlocked. The alternative was renting it from my carrier for a similar amount, divided into 24 months, and being handcuffed to them for unlocks and the like. By using BYOD pricing on my ATT plan, I pay less every month than I would on a subsidy. Yeah, I'm not everyone , but arguing that "most people" won't do what I did is kind of missing the point-- they already DO pay that much…
May be I am missing something (I am not in the US). But, do you have to pay rent for the device if you go for the subsidised option? If so, then its not a subsidy. If it is a subsidy, then you are clearly gaining the subsidised amount. The only thing that you are losing is the ability to switch carriers for the contract period. Also, are you not allowed to choose a plan of your choice if you go for a subsidised phone…
To the extent you are getting a real subsidy, it will be if the carrier decides to forgo margins on the device.