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Final – A credit card built for the 21st century

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Re: Final – A credit card built for the 21st century

#241

Post by n72 »

sherjilozair wrote: post #141
csallen wrote: post #94

Earlier quoted context omitted.

A few comments: 1. These guys have produced numerous videos for businesses that have gone viral and spread to millions of people. That's not to say that others can't do the same thing -- just that these guys have a history of success, which suggests that not possessing an "everyman" aesthetic may not be such a bad thing. 2. Most companies that use Sandwich for their videos are early stage startups looking for early a…

Also, 3. Being different (hipster) makes the audience remember the video, and hence the product, which is the purpose of the video.

Or turns a lot of people off from the product such that they decide not to use it.

Re: Final – A credit card built for the 21st century

#242

Post by alkonaut »

coryfklein wrote: post #233
Igglyboo wrote: post #169

Earlier quoted context omitted.

Cheques are extremely common in the US. I'm forced to pay my car insurance by mail each month with a paper cheque, it's terrible.

I'm in the US, and if I were you I'd drop your car insurance provider in a heartbeat. There are so many other options that let me pay online and provide competitive rates, it just is not worth my time (or the chance that I'll forget) to mail checks in every month.

Isn't there a common system for transferring money such that every corporation has a public "number" to which you can send money, meaning that HOW you do that (your internet bank or whatever) isn't really a concern of the receiver?

I mean each insurance company etc. can't each be setting up their own solutions for online payments, right?

Re: Final – A credit card built for the 21st century

#244

Post by spb »

exhilaration wrote: post #215
gdilla wrote: post #38

Earlier quoted context omitted.

BOA had this. I used to buy MP3s off a russian site that I didn't trust. It makes a temp credit card number (a pop up basically) with an expiry date you can set, and an amount you can set. So I would do 30 day credit cards with like $20 on them. I think it was called shopsafe.

Do you need to have a BOA credit card or can you do the same thing with just a BOA checking account (i.e. debit card)?

I'm not seeing it on my BoA checking account.

Re: Final – A credit card built for the 21st century

#245

Post by bicknergseng »

jackmaney wrote: post #235
bicknergseng wrote: post #229

Earlier quoted context omitted.

For you, butterfingers. I've never accidentally destroyed a phone. I have left credit cards and wallets and IDs and keys at bars and hotels. I have had CC numbers used by scammers online, requiring I call my credit card company, figure out what expenses are fraudulent, cancel the card, and have them send another. Magnet strips die all the time. Then I am stuck without one for a week. New car keys are $500+. The DMV.…

I've never had a phone destroyed, but electronic devices are, in many ways, far more fragile than plastic cards. I would never want accessibility to absolutely everything tied to only one device, and I literally cannot imagine how anyone would consider this to be a good thing. "Oh crap, my phone fell into a puddle. Oh, well, guess I'll just buy a new one--oh, wait... Well, I could use a drink--oh, wait... Bah, let me…

The way it is now, you lose your keys and you're effectively homeless. This is why people have spare keys under mats. This is why backups are a good idea. Have everything on your phone, but still keep a spare key if you lock yourself out, keep a spare method of identification, keep a spare method of payment. I don't see why we would sacrifice redundancy when we consolidate to make things more convenient.

Does the world end when you lose your keys or wallet now? Then why would it things change if their form changes? Again, it is far, far more convenient for me to replace a phone than it is for me to replace the half dozen cards I carry in my wallet; not to mention the countless more I won't/can't fit in my wallet without looking totally crazy.

Oh, and the existing spare key option is wildly insecure. I'd rather have a Lockitron-type device that will also accept a password or fingerprint or something. That'll drive some security experts nuts, but honestly it's far more easy and likely someone will smash in my window than hack my computerized lock or lift my fingerprints.

Re: Final – A credit card built for the 21st century

#246

Post by alkonaut »

nyolfen wrote: post #195
alkonaut wrote: post #155

Earlier quoted context omitted.

I was recently in the U.S. and saw a person use a paper cheque. I'm not joking.

my mom uses checks as a direct response to major credit card hacks, and i can't say i blame her

That's sad. The response should be proper credit card safety from banks and retailers.

I don't use the magnetic strip (only chip) and I don't without pin. Online use of MC/Visa passes through SecureCode/Verified by visa to ensure that leaking the CC details from a third party shouldn't be causing any skimming of my account. It's not fool proof but I'd say it's at least safer than cash and checks.

Re: Final – A credit card built for the 21st century

#247

Post by [deleted] »

chasing wrote: post #224
toomuchtodo wrote: post #187

Earlier quoted context omitted.

You're entitled to your opinion. Perhaps you'll understand the other side when your small business pops, you've got no income, and you exhaust any savings you have.

I agree! Paying for things you've taken from corporations only helps perpetuate the Global Corporate Hegemony. Racking up a bunch of debts and then making excuses about why you aren't obligated to pay them is probably actually more morally correct than paying for the things you take. Unless you take things from people. People are different. Then you should pay for those things by bleeding all over the snow or whateve…

[deleted]

Re: Final – A credit card built for the 21st century

#248

Post by [deleted] »

chasing wrote: post #224
toomuchtodo wrote: post #187

Earlier quoted context omitted.

You're entitled to your opinion. Perhaps you'll understand the other side when your small business pops, you've got no income, and you exhaust any savings you have.

I agree! Paying for things you've taken from corporations only helps perpetuate the Global Corporate Hegemony. Racking up a bunch of debts and then making excuses about why you aren't obligated to pay them is probably actually more morally correct than paying for the things you take. Unless you take things from people. People are different. Then you should pay for those things by bleeding all over the snow or whateve…

[deleted]

Re: Final – A credit card built for the 21st century

#249

Post by whitenoise »

exhilaration wrote: post #215
gdilla wrote: post #38

Earlier quoted context omitted.

BOA had this. I used to buy MP3s off a russian site that I didn't trust. It makes a temp credit card number (a pop up basically) with an expiry date you can set, and an amount you can set. So I would do 30 day credit cards with like $20 on them. I think it was called shopsafe.

Do you need to have a BOA credit card or can you do the same thing with just a BOA checking account (i.e. debit card)?

I believe it only works with the Visa credit cards from BOA. Even MasterCard credit cards from BOA do not have this feature.

Re: Final – A credit card built for the 21st century

#250

Post by MWil »

Someone1234 wrote: post #13

> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…

MaskMe does this and I've been using it for the last 2 years
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