Didnt paypal used to have virtual cc#s years ago?
Final – A credit card built for the 21st century
111–120 of 381 posts
Re: Final – A credit card built for the 21st century
#112> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…
MBNA offered one-time-use, limited-time use, and limited total charge disposable credit card numbers in the early 2000's. It was very handy, then Bank of America took them over and discontinued the feature. Boo.
As mentioned in other comments here, BOA currently supports it. I use it on a regular basis.
Re: Final – A credit card built for the 21st century
#113> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…
>> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases.
> This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not...
My Bank of America Visa had a "temporary number generator" feature that I used when buying from sites that I thought were sketchy. I haven't used the card in some time so don't know if it still exists.
Re: Final – A credit card built for the 21st century
#114[deleted]
Re: Final – A credit card built for the 21st century
#115The guy in the video is the exact same person in the coin video. https://onlycoin.com/ I'm really pissed off I paid for coin. I'm not going to pay a dime for plastc or this until it's released.
The same video production company is being used all over for startups like this. It does not imply any relationship to coin or any others. http://sandwichvideo.com/
Yes but since the products of Coin and Final are so similar, surely the confusion is understandable.
The first time I saw the video, I certainly wondered if Final was either a follow-on product or pivot from the makers of Coin.
Re: Final – A credit card built for the 21st century
#116Bank of Brazil (BB) released something very similar called Ourocard-e to all 33mi customers in April 2014. It's very cool this idea gaining more acceptance in other markets.
Re: Final – A credit card built for the 21st century
#117Chip and PIN, at least in the US, is useless right now because virtually no merchants have the equipment. As for the browser plugin that generates a unique number for each transaction, PayPal had this in 2008 and closed it down. I'm not exactly sure why, but if they couldn't make it work, I have my doubts about newcomers being successful with it. The one interesting thing this card can do is disable charging to the p…
CHip and PIN will be required in the US as of Oct 2015.
Re: Final – A credit card built for the 21st century
#118> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…
This is too funny - my bank in Turkey (http://en.wikipedia.org/wiki/Garanti_Bank) had this 10 years ago! I wonder why banks in the US are so ingrained in their ways and horribly slow at updating themselves.
edit: They also had an SMS cash thing where you can "send" cash to anyone, which is really a code you can use at any ATM to redeem cash.
Re: Final – A credit card built for the 21st century
#119> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…
>> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. > This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... My Bank of America Visa had a "temporary number generator" feature that I used when buying from sites that I thought were sketchy. I haven't…
> My Bank of America Visa had a "temporary number generator" feature ... don't know if it still exists.
It exists still, but you have to login to the site to use it, and the card generator is written in Flash.
Aside from that, it's very good. It ties the number to the merchant and you can set a limit and expiration date.
I use it for a lot of recurring subscriptions, and "sketchy sites" purchases.
Re: Final – A credit card built for the 21st century
#120Am I crazy or doesn't this (temporary credit card numbers) already exist with a lot of major credit card vendors? I remember getting an Amex Blue card back in the early 2000's because it could do just that thing...
Same here. I recall it came with a USB card reader. You had to put the credit card into the reader to get the single use number... or something like that. The user experience was horrible. I don't think I actually ever got it to work. Surely things have improved since then though.