The guy in the video is the exact same person in the coin video. https://onlycoin.com/
I'm really pissed off I paid for coin. I'm not going to pay a dime for plastc or this until it's released.
Final – A credit card built for the 21st century
21–30 of 381 posts
Re: Final – A credit card built for the 21st century
#22I have to say, the intro video for this was pretty good. Well done.
Honest question, what is it that people like about this persona often played by Adam Lisagor?
Re: Final – A credit card built for the 21st century
#23> Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that easy.
I'm a little wary of this functionality. Although most responsible businesses just cancel the subscription after a declined payment, some will sic a debt collection agency on you because they claim you owe them the money. My Google-fu is failing me now, but I know I've read of this happening recently.
I'm also wondering how the magnetic strip on the back works. Does that get changed with each swipe as well? That would be really nice functionality to have, though I understand the complexity of implementation.
Re: Final – A credit card built for the 21st century
#24CTO/Co-Founder of Final here. Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness. Happy to answer questions
One of the problem w/ traditional credit cards is that my interests are not aligned with those of the card issuer. It's better for me to pay off my balance every month, but better for my bank if I don't so they can collect interest. Will this be any different with Final? If so, how do you plan to make money?
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Re: Final – A credit card built for the 21st century
#25Having panned Plastc yesterday, this is like night and day - where Plastc is trying to solve "I have too many credit cards in my wallet" with an overdose of technology, Final is solving an actual real problem (credit card fraud) with an intelligent use of technology. In fact, I don't even want a physical card (chip and pin will make that difficult anyway), I just want an online service that will generate a new credit…
I have had this via neteller for many years; one off mastercard numbers.
Too bad they got caught up in the stupid anti-online poker bollocks a while back and can't service US customers.
Re: Final – A credit card built for the 21st century
#26The guy in the video is the exact same person in the coin video. https://onlycoin.com/ I'm really pissed off I paid for coin. I'm not going to pay a dime for plastc or this until it's released.
Ya i noticed that too
Re: Final – A credit card built for the 21st century
#27Love the concept but I don't think I fully understand it. Am I opening a new credit card account with Final or is it a front end to my existing cards.
If it's the former what kind of card is it (Visa, Mastercard, or something different)?
Re: Final – A credit card built for the 21st century
#28CTO/Co-Founder of Final here. Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness. Happy to answer questions
Hello.
Will Final actually partner with a financial institution to issue a card that I'll have to apply and have its own limits.
OR
I'll be able to use my own credit card, and Final is just a proxy?
Thank you!
Re: Final – A credit card built for the 21st century
#29> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…
I've been using this for many years with my Citicard Mastercard. I go to the Citibank website and get a virtual CC#, where I can set a $ limit and date limit (up to 12 months in the future).
Re: Final – A credit card built for the 21st century
#30> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that…
MBNA offered one-time-use, limited-time use, and limited total charge disposable credit card numbers in the early 2000's. It was very handy, then Bank of America took them over and discontinued the feature. Boo.