Live data from Hacker News

Final – A credit card built for the 21st century

getfinal.com

1–10 of 381 posts

Re: Final – A credit card built for the 21st century

#2
CTO/Co-Founder of Final here.

Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness.

Happy to answer questions

Re: Final – A credit card built for the 21st century

#3
post #2

CTO/Co-Founder of Final here. Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness. Happy to answer questions

Will the physical card have a number embossed on it, similar to other cards? Or can the physical card number be changed in some way (e.g. Plastc's demo supposedly leveraging e-ink display on the card[1])?

Also, does Final aim to become a credit card payments processor similar to Visa, Mastercard, et. al., or will you be leveraging a banking/credit institution in the backend to start with?

[1] https://news.ycombinator.com/item?id=8422928

Re: Final – A credit card built for the 21st century

#4
Having panned Plastc yesterday, this is like night and day - where Plastc is trying to solve "I have too many credit cards in my wallet" with an overdose of technology, Final is solving an actual real problem (credit card fraud) with an intelligent use of technology.

In fact, I don't even want a physical card (chip and pin will make that difficult anyway), I just want an online service that will generate a new credit card number for me on demand.

The budget tracking etc. is nice (and I understand why you want to add it for customer engagement and blah) but I'd love a totally stripped down service that gives me card numbers and pings me when they're used - and I would happily pay for it.

Re: Final – A credit card built for the 21st century

#9
post #2

CTO/Co-Founder of Final here. Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness. Happy to answer questions

Your signup link doesnt work with IE9, it just gives a page cannot be displayed error.

Re: Final – A credit card built for the 21st century

#10
post #9
post #2

CTO/Co-Founder of Final here. Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness. Happy to answer questions

Your signup link doesnt work with IE9, it just gives a page cannot be displayed error.

Thanks, looking into this right now.
Post reply on HN