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Captain Crunch needs your help

qikfunder.com

1–10 of 29 posts

Re: Captain Crunch needs your help

#3
post #2

How does the healthcare system work in the USA? You have to pay hospital out of your pocket? Somebody who has not enough funds will not be treated?

It's complicated, and it's been abundantly discussed on the internet, if you'd care to use a service like Google to research it. Let's keep this thread about helping this one guy, rather than debating the merits of various health care systems.

Re: Captain Crunch needs your help

#4
post #2

How does the healthcare system work in the USA? You have to pay hospital out of your pocket? Somebody who has not enough funds will not be treated?

For things like this, yes. If you land in the emergency room with an acute emergency (heart attack, stroke, car accident, etc.), anyone will be stabilized regardless of ability to pay, but that doesn't apply to things that aren't stabilization of an acute emergency, like rehabilitation or chemotherapy. The case here is in the 2nd category.

Re: Captain Crunch needs your help

#5
post #2

How does the healthcare system work in the USA? You have to pay hospital out of your pocket? Somebody who has not enough funds will not be treated?

If you have insurance, your insurance needs to cover the treatment recommended by your doctor. In many cases it will be covered without and issue, but some treatments will not be covered in favor of other (usually less expensive) services. Having insurance is usually the only feasible way to get preventative care.

Even with insurance you are often still responsible for a portion of your care, at least until a certain amount. This obligation to pay renews every year in most cases, so even if you reach the limit of your obligation this year, next year you will have to reach it again.

If you are not insured, you will have to pay out of pocket. Hospitals cannot deny you care if you are in an emergency condition, but they are only required to get you to a stable condition. I believe you are still required to pay, but they aren't allowed to deny you care if you can't.

Re: Captain Crunch needs your help

#6
post #3
post #2

How does the healthcare system work in the USA? You have to pay hospital out of your pocket? Somebody who has not enough funds will not be treated?

It's complicated, and it's been abundantly discussed on the internet, if you'd care to use a service like Google to research it. Let's keep this thread about helping this one guy, rather than debating the merits of various health care systems.

At the same time, maybe it's situations like this that influence peoples' opinion on the matter.

Re: Captain Crunch needs your help

#10
post #2

How does the healthcare system work in the USA? You have to pay hospital out of your pocket? Somebody who has not enough funds will not be treated?

This isn't raising money for just direct medical expenses; if you work as a contractor, consultant, speaker, etc., and for some reason can't work for a few months, it doesn't really matter if all your medical expenses are paid 100% -- you have no income, and for a lot of people, that means paying regular bills becomes difficult. It's not like your rent expenses at home go away just because you're staying in a hospital instead.
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