Spot-heating, especially within a leaky building envelope utilizing expensive heat sources (electric resistance)
is one option.
But it's hardly the only one, or the best. For northern climates, taking a whole-system approach to home/structure design gets you a tremendously greater payoff in terms of energy savings.
Among the most powerful demonstrations of this I've seen are Thorsten Chlupp / Reina LLC's experiences designing and building zero net energy homes in Fairbanks, Alaska.
His videos are long (~90 minutes) be exceptionally comprehensive. The TL;DR is:
• Total envelope. He pays exceptional attention to any thermal envelope penetrations. All emissions (air, water, sewage) pass through thermal exchanges.
• Thermal mass. The foundation, flooring, central masonry stove, and a 5,000 gallon stratified thermal storage tank all store and scavange thermal energy both passively and actively.
• Moisture control. Heat barriers introduce thermal issues. Chlupp makes use of multiple glazings, window setbacks, and _exterior_ thermal shutters to minimize moisture buildup on windows. Moisture barriers and ventilation of interstitial spaces is designed to clear moisture.
• Heat pumps. Rather than create thermal energy directly (other than the masonry stove), Chlupp moves heat using ground-loop heat pumps.
• Solar and net metering. Solar panels (yes, in Alaska) and net metering help him arrive at net zero energy. His first-year goal wasn't met due to plug-in hybrid vehicles, an oversight in his energy modeling.
Though conceived as a whole-system ground-up greenfield design, the principles are applicable to a lesser degree as retrofit options.
Oh, and for heating your bed: a 1 liter Nalgene bottle, filled with boiling hot water, and slipped into a wool sock, will heat your bed cozily. Two are almost certainly too hot, but you're welcome to try. And they'll last the night.
http://www.reina-llc.com/
Alaska's First Net Zero Energy Homes Performance Update
http://fixyt.com/watch?v=Xen_VWyDezY
Path to Net Zero Energy Series -- Alaska's first Net Zero Ho...
http://fixyt.com/watch?v=AtHkvpRI6fc
http://fixyt.com/search?q=thorsten+chlupp+zero+net+energy