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What Dreams May Come

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Re: What Dreams May Come

#161

Earlier quoted context omitted.

https://www.statefarm.com/insurance/life/term-life (For example) The numbers are particular for a young woman in Illinois, but it won't be egregiously higher for young men.

When I got my car insurance with state farm I just put on the life insurance because I had nothing at the time. They said it would be cheap to add it now because I'm so young. I got this plan when I was 24 and it's $36 a month for 50k. WTF. I just checked out my employer and I can get 300k on my wife and myself for about $12 a month. The only thing I'm not sure of is if I can keep that plan after if I leave my job.

Is the plan you have a term policy? They are cheaper. No need to answer, just pointing out a possible reason.

(because other policies sort of mix in an investment product)

Re: What Dreams May Come

#162

Kind of bizarre seeing someone else's value system which is completely alien to my own. If I was leaving my wife and kids with mortgage and car loan debt, I wouldn't spend $10-20k on a graveyard plot, that's for sure. I don't think I would in any case, I'd just get cremated or whatever the cheapest option is.

I am having my body donated to science.

My wife had her father's body donated to science. It cost $200, and several months later she got an urn of her father's ashes by mail.

We then rented a boat and spread his ashes in his favorite harbor. It turned out to be a solemn and yet mildly joyful occasion as each person talked about fond memories and spread some ashes in the water.

I want students to cut my corpse up and learn things. I want my body to contribute to society for a little while longer after I am gone.

Re: What Dreams May Come

#163
post #21

OP here: His donation page is at: https://www.giveforward.com/fundraiser/w704/beating-cancer-o... which can handle the load much better Should have thought to put that up earlier

[deleted]

Re: What Dreams May Come

#164
post #75

Earlier quoted context omitted.

Not really pointless... guy is dying and worried about the financial security of his family, which I completely understand, but then outlines some financially irresponsible expenses? How about posting on facebook "I'm dying, here's a fund we started to help support my wife and children in my absence" and leave it at that. This comes across as entitled and unrealistic. That being said, his situation is extremely shitt…

His priorities break down into 1) paying off debt so his currently income-less wife has some breathing room 2) spending time with family. He's not snorting cocaine off a dead hooker's ass here.

If you're going to go out in a blaze of hedonism you'd think you'd pay the extra couple of bucks for the hooker to be alive. :P

Re: What Dreams May Come

#165

Jonathan here. Being woke up by my wife crying because the donations just aren't stopping is both heart-breaking and comforting. For those of you who haven't seen the 'Bucket List' post, here's what it says at the very top: As I try to deal with the reality that is my impending death I can't help but wonder how many things I might have been able to accomplish given just a little more time. When I was diagnosed, I had…

If you can make it to Florida I can take you and your family to any of the four Disney parks, at no cost to you. I can't find your email address anywhere, but if you can provide it I'll send you my info so that you can reach me if you do decide to come.

Re: What Dreams May Come

#166
post #12

Earlier quoted context omitted.

There are over 7 billion people on the planet. A day doesn't go by without a story like this. We just don't hear about most of them. Someday a person like this will simply go to his doctor, get a prescription, and go on to live a normal life. Rather than dwelling on sadness, maybe we should ask if there isn't something we can do, as a group, to make that day arrive sooner. What would it take to cure, or at least trea…

Without sounding unfeeling, do we really want to add to the overcrowding and population explosion problem that much? Earth is full. Our population has doubled in the short time I've been alive. Doesn't that scare the shit out of anyone else? Imagine what would happen if you suddenly cured all forms of cancer. People would live even longer. Population would shoot up. Lack of housing, lack of jobs. More pensioners... e…

> edit: Downvote brigade... why am I wrong?

Most projections have the worlds population set to start reducing again within a few decades, and then likely stabilise well below the projected peak.

Here is UN's latest revision of their "World Population to 2300" report: https://www.un.org/esa/population/publications/longrange2/Wo...

This report presents a main scenario with a peak of 9.22 billion in 2075, followed by a drop and slow resumption of growth towards 8.97 billion by 2300. It references older UN projections that indicates a range from 7.4 billion to 10.6 billion for 2050 depending on scenario.

This current report assumes 8.9 billion for 2050, and projects annual increases in population sizes down to 0.33% in 2045-2050, vs. 1.22% in 2000-2005

This comes as more and more countries sees rapid decline in birth rates equivalent to those that the developed world has already seen.

Particularly look at pages 6-8 in the report, where you can get an idea what we would expect to see if cancer was "cured": Life expectancy and fertility mirror each other closely. As we live longer, we put off having children, have fewer children, or opt not to have children at all.

Even if we were to cure all forms of cancer, people would continue to die of other causes eventually. At most a cure would lead the population size to level out at a somewhat higher level because we might have children proportionally earlier in a life span so generations would overlap more. But we have to deal with these population numbers without a cure for cancer too, to deal with the bulge around the peak population sizes expected.

While pension-age might be a problem, if people remain healthier longer there's little reason not to increase the pension age, as some countries have already started doing.

Re: What Dreams May Come

#168

Earlier quoted context omitted.

https://www.statefarm.com/insurance/life/term-life (For example) The numbers are particular for a young woman in Illinois, but it won't be egregiously higher for young men.

When I got my car insurance with state farm I just put on the life insurance because I had nothing at the time. They said it would be cheap to add it now because I'm so young. I got this plan when I was 24 and it's $36 a month for 50k. WTF. I just checked out my employer and I can get 300k on my wife and myself for about $12 a month. The only thing I'm not sure of is if I can keep that plan after if I leave my job.

It's probably a whole life policy.

Re: What Dreams May Come

#169
post #54

Earlier quoted context omitted.

If you're insured in the US (sadly, this is still a fairly big "if"...) the costs of cancer treatment will be covered, but unlike most of the rest of the developed world there are still a lot of caveats: depending on the quality of your coverage, you could end up paying very little, or quite a bit of money. It's not a simple question, unfortunately. That said, it sounds like he's not looking for money for treatment ,…

>If you've just bought a house and a car and had a kid you're probably in a lot of recent debt, with the assumption that you'll have a lifetime to pay it down Out of self discipline I bought a life insurance at the same time my home loan was approved; the insurance amount being same as loan amount. I have always wondered why don't Government have regulations in place that forces a borrower to purchase a life insuranc…

I'm single with no dependents. I have enough money to cover my mortgage. Why should I be required to purchase life insurance?

Re: What Dreams May Come

#170
post #3

I feel nothing but sympathy for Jonathan. I can barely imagine the pain he and his family would be going through :( What are the medical costs for someone with terminal cancer in the USA? I assume they're pretty astronomical, so I can understand why he'd ask for help (I'm donating myself). In terms of his house and the like, I was always led to believe that life insurance was specifically for cases like his? Is life…

What are the medical costs for someone with terminal cancer in the USA? From the limited sample size I've gathered with sadness thus far: For serious cancer, terminal or not, the system seems designed for the cost to be "everything you have" whatever that happens to be.

For serious cancer, terminal or not, the system seems designed for the cost to be "everything you have" whatever that happens to be.

For some people this may be true. My mother died of breast cancer at 59 and it really didn't cost her anything thanks to the fact she had health insurance through my father's work. My parents were probably lower-middle-class but the fact that my dad worked the same job for 39 years and had steady health insurance throughout kept them from this fate.

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