Kind of bizarre seeing someone else's value system which is completely alien to my own. If I was leaving my wife and kids with mortgage and car loan debt, I wouldn't spend $10-20k on a graveyard plot, that's for sure. I don't think I would in any case, I'd just get cremated or whatever the cheapest option is.
For what shall it profit a man, if he shall gain the whole world, and lose his own soul? Mark 8:36 KJV.
Jonathan, you and your family must look to the Lord Jesus Christ. He is your judge. Through Him all things are possible.