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My mom is dying, and my bank account is dry. I need help

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Re: My mom is dying, and my bank account is dry. I need help

#41
post #34

It's a fucking embarrassment that there isn't an obvious person to call for help here. I wish there was an organization that would help people navigate their healthcare. Like a medical concierge/social worker. Someone is an expert on The System and acts entirely on your behalf. The would oversee your entire healthcare. They book your appointments, remind you to go, handle most billing issues, make sure you're up to d…

I hear that YC accepts Non-profits now. ;)

Re: My mom is dying, and my bank account is dry. I need help

#42
post #5

I’m 22. I’m stressed. Everything’s fucked up. My mom is dying. I need help. TL;DR If anyone has any work for me (strengths are Ruby/Rails, data mining) please email me. ilovemymomjeanine@gmail.com (will go to my professional email) -- This is in regards to https://news.ycombinator.com/item?id=7214446 If you’re in Minnesota and would like to meet with me, let’s meet. Very-long; will read: I’m posting here so I can ven…

Is there a PayPal account people can send money to? I thought I'd ask. Start the ball rolling.

It's hard for me to accept handmeouts, but if anyone decides to be insisting, I'll vow to pay it forward (I always do) and even start a blog about the course of the treatments (with pictures of paid bills, etc.) I'm a big believer in full-disclosure.

I made the account under ilovemymomjeanine@gmail.com and I'll follow up with you with pictures of the paid invoices. I know there are trolls that do this, but for all that I have, I'm not one.

Re: My mom is dying, and my bank account is dry. I need help

#44

Can you let us know your paypal account where ppl can send money or any other way to send money to you?

It's hard for me to accept handmeouts, but if anyone decides to be insisting, I'll vow to pay it forward (I always do) and even start a blog about the course of the treatments (with pictures of paid bills, etc.) I'm a big believer in full-disclosure.

I made the account under ilovemymomjeanine@gmail.com and I'll follow up with you with pictures of the paid invoices. I know there are trolls that do this, but for all that I have, I'm not one.

Re: My mom is dying, and my bank account is dry. I need help

#45
post #26
post #12

Will it take every single voting age person in America having a first-hand experience like this to change health care? How can any sane person prefer this over the alternative offered by Developed countries?

Main reason I never want to live in America is health care. Just knowing that no matter what I'll be admitted to the hospital and treated is something I never want to live without. *2nd reason would be gun violence.

You seem to be mistaken on both counts.

First, a federal law called EMTALA requires hospitals to provide emergency treatment regardless of citizenship or ability to pay.

Second, there is more violence in the UK (about 2.5x-3x times as much per capita -- 993 violent crimes/100K vs. 399 violent crimes/100K) than the United States. And more pro-2A decisions from courts have led to a trend of reduction in US gun violence, including DC murders falling below triple digits post-Heller for the first time since 1963. (Of course it's possible that you live in a very peaceful society and view the UK as also having an unacceptable level of violence.)

Now you may or may not choose to ever live in the United States; I don't care and it doesn't affect me either way. But you may want to educate yourself first.

Re: My mom is dying, and my bank account is dry. I need help

#46

Serious question: Why were these bills paid by the son who would have no financial obligation in the case of his mother's bankruptcy? America's health care safety net is bankruptcy and the 'cannot refuse critical treatment based on ability to pay' role of emergency rooms. Seems the right course to take in these situations is to string along the hospitals until it ends up in bankruptcy and only pay out of pocket from…

I went through a similar thing. My mom had advanced ovarian cancer ten years ago, and even though she 'had insurance' in the American sense of the phrase then, when you added up the things they didn't pay for, it was thousands of dollars a month, punctuated by five-figure expenses here and there. (Spoiler alert: I spent all my savings, went $100k into debt, and then she died.)

I think there is a misconception about the health care you get in the USA if you are broke and uninsured/underinsured. They will set your broken bones, they will amputate a gangrenous limb, they will do what they need to do in order to prevent you from dying today in their hospital.

But you certainly won't have an easy time scheduling a consultation with the specialist who is treating patients with that new cutting-edge chemotherapy compound with less violent side effects, or obtaining long-term treatment to suppress multiple sclerosis episodes, etc.

The son pays the bills because otherwise his mom will probably have to suffer more and will probably die sooner.

Re: My mom is dying, and my bank account is dry. I need help

#47
post #12

Will it take every single voting age person in America having a first-hand experience like this to change health care? How can any sane person prefer this over the alternative offered by Developed countries?

You say "the alternative" as if every other country on Earth has one system, and the US has a second system, and that first system is what we should have. Whereas all those other countries have a bunch of different systems (compare Canada to the UK to France to Singapore). And each of those systems has real tradeoffs for real people. (To be clear: I'd be fine with many, even most, of those tradeoffs, but people who a…

>... but people who aren't can't be convinced to my side just by insulting them

Well reasoning with them doesn't seem to be working either.

Re: My mom is dying, and my bank account is dry. I need help

#48
post #23

Serious question: Why were these bills paid by the son who would have no financial obligation in the case of his mother's bankruptcy? America's health care safety net is bankruptcy and the 'cannot refuse critical treatment based on ability to pay' role of emergency rooms. Seems the right course to take in these situations is to string along the hospitals until it ends up in bankruptcy and only pay out of pocket from…

Because on-going treatment for a terminally-ill patient is not something the hospital will continue to do without being paid. They would cut her off.

No they won't. The people doing the treatment and the billing department don't talk to each other.

She might not be able to be transferred to another hospital if there are outstanding bills, but once inside the hospital they can't refuse to treat.

Plus this is exactly why medicaid exists. She would qualify easily.

Re: My mom is dying, and my bank account is dry. I need help

#49
post #15
post #12

Will it take every single voting age person in America having a first-hand experience like this to change health care? How can any sane person prefer this over the alternative offered by Developed countries?

No not even that I think. People in the USA perceives any kind of added tax, as money stolen from the state . Most of them do not have the notion of public regarded as something positive. Let's say it's a very different perception of property, compared to Europe. I am trying to convince myself that it's not wrong it's just different . I try to accept the fact that I don't understand their approach and get over with,…

There's no need to raise taxes, just provide universal healthcare. US is already spending as much per capita on public healthcare to European countries![1] This means that instead of tax hikes you would need to use the existing budget for public healthcare to provide free public healthcare to everyone, just like all other countries who provide a "free" public healthcare paid with taxes.

[1] http://www.marketwatch.com/story/10-countries-that-spend-the...

Re: My mom is dying, and my bank account is dry. I need help

#50
I'm sorry for your problems, but could you please clarify a few questions for me because there are a lot of problems with what I'm reading:

1) You claim to be 22 years old, but your dad hasn't had a relationship with your mom in 25 years... what does that even mean?

2) You're 22 years old and you accumulated $150k already? What sort of work did you do, and for how long?

3) You claim to be penniless, but you spend you money on Uber all the time because you can't drive in the snow? Can you expand on this? Don't you think that Uber is an expensive choice for someone in your situation?

4) Your credit rating is already "bamboozled" and you're $6k in debt? But didn't you just have $150k 8 months ago? When did your credit rating start taking a hit?

5) Could you expand on the treatments that your mom underwent over the last 4 months that cost $150k?

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