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Ask HN: What's the best way to get 5% on a million dollars?
71–80 of 87 posts
Re: Ask HN: What's the best way to get 5% on a million dollars?
#72Here is an unusual one. I have followed this similar strategy for the past 4 years on a more aggressive plan, and have returned 36%, 28%, 33%, and 6% for the past four years. The strategy heavily shorts the market, and goes partially long in a way that 99% of the time generates reliable, steady returns, and in the 1% extreme cases offers adjustment techniques to handle what the market is giving you. The aggressive na…
Yes please do send the white paper: carbtrader at gmail
Thanks!
Re: Ask HN: What's the best way to get 5% on a million dollars?
#73I'll preface this with a disclaimer: I don't have a million dollars and I am not an investment professional. That said, as an amateur investor, my gut says that with the fed keeping interest rates low for the short term, you won't see 5% without taking on some risk. With the 10 year treasury at about 3% [1], that's about the best you will see for the time being as far as low-risk investments go. Slightly more risky b…
Can you recommend some good REITs for high dividends? Is there anything special you do when researching them?
Re: Ask HN: What's the best way to get 5% on a million dollars?
#74Here is an unusual one. I have followed this similar strategy for the past 4 years on a more aggressive plan, and have returned 36%, 28%, 33%, and 6% for the past four years. The strategy heavily shorts the market, and goes partially long in a way that 99% of the time generates reliable, steady returns, and in the 1% extreme cases offers adjustment techniques to handle what the market is giving you. The aggressive na…
I'd like to have a read of that with paper. can you post a link?
Hi: I placed a link in my public Dropbox.
https://dl.dropboxusercontent.com/u/9657839/Investment%20Fun...
Re: Ask HN: What's the best way to get 5% on a million dollars?
#75I'll preface this with a disclaimer: I don't have a million dollars and I am not an investment professional. That said, as an amateur investor, my gut says that with the fed keeping interest rates low for the short term, you won't see 5% without taking on some risk. With the 10 year treasury at about 3% [1], that's about the best you will see for the time being as far as low-risk investments go. Slightly more risky b…
Can you recommend some good REITs for high dividends? Is there anything special you do when researching them?
Like I said, I'm just an amateur, so I wouldn't be qualified to recommend any stock in particular. I signed up for a an account at dividend.com and looked at their ratings to see what to invest in. Anything above 20% seemed too good to be true, so I focused on a few with yields between 10 and 15% that had long histories of paying out.
Re: Ask HN: What's the best way to get 5% on a million dollars?
#76Disclaimer: I'm not a financial advisor, I don't play one on TV, and I don't have a million dollars or equivalent. Take $10,000 (1%), and accept it as money worth spending. Network well, contact friends, family and ideally successful professionals and discover a financial advisor you can trust. Get empirical proof of this, as many may just be out to fleece clients - and worse, think they're actually doing a good job.…
While I agree with the general concept, investing 10k comes with a substantially different cost/risk/benefit profile to investing 1,000k. The 1% rule is a great general rule for a single investment, but to invest 99% of your porfolios gain on 1% risk seems like asking for 1995 google stock. My personal investment in this profile is about 10k per position [equity] and up to 15k per position [option risk] - where a pos…
Great comment, although I think I didn't make the intended use of the 10k quite clear enough. Whilst one way of spending it is in live experimentation, yes, and that can be a very good option, I meant it more in a "be prepared to pay for help, with the only return being knowledge" sense
Re: Ask HN: What's the best way to get 5% on a million dollars?
#77Earlier quoted context omitted.
Can you recommend some good REITs for high dividends? Is there anything special you do when researching them?
Like I said, I'm just an amateur, so I wouldn't be qualified to recommend any stock in particular. I signed up for a an account at dividend.com and looked at their ratings to see what to invest in. Anything above 20% seemed too good to be true, so I focused on a few with yields between 10 and 15% that had long histories of paying out.
I always assumed anything that pays over 5 or 6% these days has some fundamental problem and I should stay away.
Is that not necessarily the case? Why aren't more people buying good high dividend stocks and pushing the yields down?
Re: Ask HN: What's the best way to get 5% on a million dollars?
#78Earlier quoted context omitted.
Like I said, I'm just an amateur, so I wouldn't be qualified to recommend any stock in particular. I signed up for a an account at dividend.com and looked at their ratings to see what to invest in. Anything above 20% seemed too good to be true, so I focused on a few with yields between 10 and 15% that had long histories of paying out.
I always assumed anything that pays over 5 or 6% these days has some fundamental problem and I should stay away. Is that not necessarily the case? Why aren't more people buying good high dividend stocks and pushing the yields down?
REITs are different from normal stocks in that they get a tax break if they distribute at least 90% of their taxable income to shareholders each year, so their yields are much higher. REIT yeilds (and stock prices) should continue to rise now that housing prices are rising, and the overall improvement in the economy is creating growth in commercial real estate.
Re: Ask HN: What's the best way to get 5% on a million dollars?
#79After rewriting my response 3 times I decided to lay out some basics. basics ----------- a. The most common fallacy in investing is that higher risk equates to higher returns. b. Any half decent investment strategy should have a solid risk management strategy, should account for (and discount) inflation and should have a strategy in place to emulate dollar cost averaging (most commonly by scaling into investments fro…
Thanks for posting bushido. That was great.