Wow, very generous donations coming in. It's really nice to see.
Help Us Help Molly Holzschlag
11–20 of 76 posts
Re: Help Us Help Molly Holzschlag
#12(As a brit) I don't understand this: "Molly was employed at the small NPO Knowbility as the Open Web Evangelist. Knowbility was able to put her on Family and Medical Leave which allowed Molly to retain her health insurance coverage. The FMLA time period has ended and the only coverage available now is through COBRA." So she had health insurance, but now that she's ill and has to stop work, it is stopping? If health i…
I don't know which Labour party you're talking about. http://en.wikipedia.org/wiki/History_of_the_National_Health_...
(The one before New Labour!)
Re: Help Us Help Molly Holzschlag
#13(As a brit) I don't understand this: "Molly was employed at the small NPO Knowbility as the Open Web Evangelist. Knowbility was able to put her on Family and Medical Leave which allowed Molly to retain her health insurance coverage. The FMLA time period has ended and the only coverage available now is through COBRA." So she had health insurance, but now that she's ill and has to stop work, it is stopping? If health i…
Thank Thatcher we have a country that can afford to pay for the NHS.
Re: Help Us Help Molly Holzschlag
#14(As a brit) I don't understand this: "Molly was employed at the small NPO Knowbility as the Open Web Evangelist. Knowbility was able to put her on Family and Medical Leave which allowed Molly to retain her health insurance coverage. The FMLA time period has ended and the only coverage available now is through COBRA." So she had health insurance, but now that she's ill and has to stop work, it is stopping? If health i…
The thing that's really weird to me as an generic continental European is that there are bounds to medical leave, when an employee gets sick around here there is some sort of fund that kicks in and the person retains pay and benefits for as long as she's out of work.
It's not just about universal healthcare it's also about not losing your salary if you are sick for a couple of months (or losing your holidays if you are sick for a couple of weeks).
Re: Help Us Help Molly Holzschlag
#15(As a brit) I don't understand this: "Molly was employed at the small NPO Knowbility as the Open Web Evangelist. Knowbility was able to put her on Family and Medical Leave which allowed Molly to retain her health insurance coverage. The FMLA time period has ended and the only coverage available now is through COBRA." So she had health insurance, but now that she's ill and has to stop work, it is stopping? If health i…
Thank Thatcher we have a country that can afford to pay for the NHS.
Can we not turn this into some political shitfest please. Have some respect.
Re: Help Us Help Molly Holzschlag
#16(As a brit) I don't understand this: "Molly was employed at the small NPO Knowbility as the Open Web Evangelist. Knowbility was able to put her on Family and Medical Leave which allowed Molly to retain her health insurance coverage. The FMLA time period has ended and the only coverage available now is through COBRA." So she had health insurance, but now that she's ill and has to stop work, it is stopping? If health i…
Isn't this country crazy?
If you watch our politics (please spare yourself) you could have seen a packed convention center for one of our two major political parties a few years ago cheering the idea that we should let people get ill and die if they could not afford to treat themselves. This is not an exaggeration, I am sure it is on youtube somewhere. [1]
Oh and serving in the military means your claim request will be backlogged for a year, so that doesn't mean you are safe either.
[1] google "let him die"
Re: Help Us Help Molly Holzschlag
#17Re: Help Us Help Molly Holzschlag
#18Just out of curiosity, is this the kind of thing the Affordable Care Act would be expected to help?
Not in any huge way that I see. She was on employer provided insurance, which won't undergo any huge changes that would change her situation. After the FMLA time period (where her employer could keep her on their insurance without her paying extra), she's now on COBRA which is basically an additional period where you can pay the full cost of your employer's plan to the insurance company directly, and extend your cove…
My understanding is that Cobra becomes available after termination. Therefore, she's already unemployed.
Re: Help Us Help Molly Holzschlag
#19Re: Help Us Help Molly Holzschlag
#20(As a brit) I don't understand this: "Molly was employed at the small NPO Knowbility as the Open Web Evangelist. Knowbility was able to put her on Family and Medical Leave which allowed Molly to retain her health insurance coverage. The FMLA time period has ended and the only coverage available now is through COBRA." So she had health insurance, but now that she's ill and has to stop work, it is stopping? If health i…
The standard in the US is that this is a different type of insurance (disability insurance) and it's often sold in parallel with life insurance. Disability benefits can also (often) become available in this situation, meaning that this is one of the only situations in which the fed will actually give you money (most other benefits are paid out by the state). Not saying that this is a good situation, just clearing up…
Specifically, there are both short-term and long-term disability insurances. Both pay some percentage of your base pay (often 60%-80%, or even 100% for short-term) at the time of the qualifying event. Short-term kicks in first, but eventually runs out and the long-term insurance kicks in. Long-term insurance often covers the individual to retirement age.
Take it from me, you really want to make sure you've got both, because shit happens.