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Stripe launches German beta

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Re: Stripe launches German beta

#111
post #71

Fun to see stripe in europe, however in europe almost nobody pays by card, or let alone: even owns a credit card. We pay by baking systems such as Ideal (in the netherlands).

In Scandinavia you use the card for everything so not sure what you're talking about.

Re: Stripe launches German beta

#112
post #83

Earlier quoted context omitted.

Debit cards are quite prevalent here, rather than Credit i'd say.

Actually most people speak about credit card when they actually mean a debit one.

We refer to a "bank card" when we mean debit and "credit card" when we mean credit. YMMV :-)

Re: Stripe launches German beta

#113
post #73

Great to see the acceleration of roll out of counties ! DE does have lower CC usage, but I think it will be more use for DE businesses operating internationally to accept in EUR & USD. btw. I threw together a handy tool for calculating the cost of a transaction. http://www.blackdog.ie/stripe/ edit : clarity

Completely off-topic - but why does a consultancy company in Munich have a .ie domain? :-)

Good .de or .com domains are not exactly easy to get these days without paying ridiculous amounts of money to some domain squatter...

Re: Stripe launches German beta

#114
post #72
post #70

What criteria is Stripe looking for to get in the beta? Anyone know?

No criteria per se -- everyone is welcome. We're just rate-limiting it a bit to make sure that everyone has a good experience.

I've just sent my "notify me", but the response left me a little uncertain: "We’ll get back to you as soon as we launch in Germany.".

So... is this what I need to do to get into the beta? Or is there something else I need to do?

Re: Stripe launches German beta

#117

Earlier quoted context omitted.

Another one, for me, is that I'd feel bad about being too lazy to simply withdraw some cash from the ATM and carry it around with me. It's the 21st century. I don't want to think about whether I should get 20 or 30 Euro from an ATM, let alone carry 100 Euro in my wallet. In fact, I find you reasoning quite weird: technology exists to make mundane and boring tasks unnecessary. Even worse is this 'digital wallet' that…

Of course, it's all fine and cool until health insurance starts increasing your monthly payments because you bought too much "unhealthy/non-bio" food. Or when you start getting longer TSA "treatments" because you purchased "wrong and dangerous" book. Or you "just" start getting super creepy targeted advertisement on your mailbox. No thanks, anything that technically allows tracking will be tracked eventually, if not…

Of course, it's all fine and cool until health insurance starts [...]

Agreed. But digitalization of society is not something that can be stopped. Just by posting here on Hackernews, you left plenty of traces that can be mined.

We should demand from our governments that laws are put into place so that our data is not only protected, but controlled by ourselves.

Re: Stripe launches German beta

#118

To those who say "I almost went with PayMill, thank god Stripe is here now" don't forget that PayMill features direct debit . Depending on who your customers are this might be an important feature for you!

Direct debit can easily done by creating some CSV-style file without additional charges using FinTS/HBCI.

For most SaaS/e-product models "direct debit" is not an option because a customer can do a refund without a reason for at least 6 weeks. It also has no CVV2, so you can just abuse some charity bank details for a direct debit purchase. Good luck dealing with fraud.

Re: Stripe launches German beta

#120

Earlier quoted context omitted.

How does Stripe get away without the paperwork?

That's what I'm wondering too. They require zero paperwork, though, and Paymill did tell me that the paperwork they sent me was mandatory for all money-processing companies.

I think it is only possible when the money processing companies from stripe did not want the papers.

But on the other side this means, that stripe is less secure?

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